[scouter]

One more thing. You say "but not everyone on this board needs to be prepared, as you and your daughter needs to be prepared, at least not in the same manner."

But EVERYONE needs to prepare for supply chain disruptions, quarantine, loss of income, and caring for someone they love who gets sick, either from COVID-19 or from something else when they can't get to see a doctor, because that stuff doesn't even rely on you, personally, getting sick.

[Robert DeLong]

That’s correct, and while probably not stating explicitly, it was the implication.