You know children do not get the coronavirus. Or if they do its very mild and easy to overcome. With this in mind it appears you are overreacting and panicking needlessly.
Chill out.
They can carry it. Im in a high risk category due to my asthma, so Im concerned about catching it from her.
It is not popular on here, but there was video out of China of doctors in masks and Tyvek suits loading three small children into one body bag, which was supposed to be Corona.
I am not saying pull your kids out, but the truth is nobody really knows yet what this is going to do. China wasn’t exactly open with their data, and I assume there was a reason they wouldn’t let anyone else in. We’ve already seen a strain form that massively increased how contagious and lethal the virus is, and one family had several mutations just in it, so it is a fast mutator. I will be surprised if we do not see another strain develop.
As for trusting the government to be overly cautious, I know I would not. They are already telling everyone a mask will not reduce exposure, as they tell them our healthcare workers need the masks.
One other thing people should consider is, there is advantage in avoiding this, to the extent that if it comes into your house, everyone is probably getting it, and if you have elderly relatives, it will have a good chance of making it to them.
Personally, my strategy is avoid it as long as possible, simply so there will be more information on what is going on, and maybe spring breaks and it goes away. I can always reverse that plan and let exposure happen if it is nothing. But you can’t reverse it if it is actually something and you let yourself get exposed.