“would have been earlier but decided to pay off the mortgage...woo-hoo !
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Good for you! Feels good doesn’t it? Now take the money that would have been a mortgage payment next month, and buy some extra food or silver or something.”
Especially stuff that tends to get lost later in unfortunate boating accidents! :)
LOL. I know how awful that can be! Woe Woe upon anyone in a boat with precious cargo.