Hurts my Head FRiend,
I still work and have
Health insurance from
Work and turn 65 in January.
I’m still not sure if
I need to sign up
for a part of Medicare???
My finance advisor says No.
Honestly I’m not sure how it would work for you and your situation. I would think that if you are going to retire from a job that is going to provide retirement benefits and a company health insurance carrier that could make a difference? I think I would also talk to SS and find out their side of the story with this depending on your particular situation. They are usually honest about it and helpful. :)
As I’ve understood things, you do have to ‘sign up’ for Medicare, when you turn 65. It doesn’t cost you anything - in fact, it will probably save you money, if your experience is like mine, on your routine visits to your primary care physician. (I don’t know what/if the penalty is, if you don’t. It could be that they ‘automagically’ sign you up...)
Later, if you actually retire, there will be an ‘open enrollment’period during which you can choose other parts of Medicare to meet your needs.