You are spot on and I agree.
I’m just not sure that’s feasible either. If it were, I’d support it.
I guess the final question is: Is the genie really out of the bottle? Is the industry so bloated, established and large that it cannot be fixed? Maybe it is.
Which "industry" are you referring to -- health care, or health insurance? The answer to the question might differ, depending on which one we're discussing.