I also heard that if you can get into the Fair Plan Insurance at all! in the burn areas, that insurance would run 15K to 50K.
If you choose to live in these areas it is a price you pay it is beautiful and peaceful in the hills however we have far to many fires you can’t blame the insurance companies, earthquake insurance is also ridiculous don’t know anyone that carries it!!! CA. needs to clear and thin the forests, I was thinking today that I can’t believe there is anything left to burn in CA. with all of these fires every damn year you would think it was all burned down by now,,,