According to a law signed by President Ronald Reagan, in 1986 I think, all public hospitals are required to treat every patient to the extent their care requires. In other words, the hospital has to treat for you. Also, if you pay the hospital even as low as $5 or $10 per month, they are not allowed to complain, harass, or nag you about payment.
At least, that is what was explained to me.
Thanks. The problem is BCBS is not helpful at all. The customer service is lousy. I could talk to 10 different people and get 10 different answers.