[dainbramaged]

The man with the wrecked Model A should have purchased insurance from a company that specializes in collector vehicles, like Hagerty or Grundy. Their rates are very reasonable and will insure the car to an agreed upon value when issuing the policy.
My classic truck is insured for 25K for less than $300 per year through Hagerty.

[ETL]

Good advice. Thanks!

Here is a pic of the car prior...

[Celerity]

My Hagerty on my Cosworth Vega was also about $150 a year.

But the trick is that they would only cover the damages if the car was on the way to or from a car show. After that coverage gets really wonky.

I had two policies - one was for static damages (garage stuff) which was the $150. And to and from car shows. But I had a normal policy from Allstate on other issues.

Hagerty also helped out with the real challenges. A fender for a 76 vega is valued at about $25. The reality coverage came from Hagerty.

[rockrr]

Hagerty rocks. I have them for all my cars.