This guy isn't stupid. If that was the case he'd be better off canceling his coverage and paying cash for his medical care.
The good news is that he may just do that. I told him to negotiate with his doctors and pharmacy directly to see how much this would all cost him if he paid out of pocket.
21 posted on 08/31/2018 5:04:22 AM PDT by Alberta's Child
("The Russians escaped while we weren't watching them ... like Russians will.")