[Dr. Sivana]

She only gets 50%..........

That kind of stinks. A guy can work hard supporting his wife, die at 65, and she only gets half the benefit?

Well, all the more reason to go for the full amount, half of a bigger number is better than half of a smaller number. I'm 15 years away, anyway.

[Red Badger]

You should set up and IRA in HER NAME, contribute as much as you can each month.

Best IRA Accounts of 2018:

https://www.nerdwallet.com/blog/investing/the-best-ira-account-providers/