[Red Badger]

I did. Uncles and aunts ages at death:

72, 77, 76......

[Uversabound]

But if you start collecting at 62 by the time you are 70 how much have you collected? Approximately 72000 dollars.

Now if you start collecting at 70 and only live another 5 years, how much did you collect? Approximately 78000 dollars...its pretty close.

And no guarantee when you will die.
I work out 6 days, regular check ups, watch my diet but tend to over eat at times. I don't drink.

I was born in 62(cannot brag about that anymore LOL) and when I was growing up, I saved for retirement as if SS did not exist. I do not have to rely on SS to have a great retirement. I will never be a burden to society.

[pfflier]

If the cause of death is the same then that gives a pretty good stake in the sand to make a decision.

SS is designed not to pay out as much as you pay in.

If you collect at 62 with a life expectancy of 15 years at 75% then you can weigh that against collecting at 66 with a life expectancy of 11 years at 100%.

Personally my dad died younger than the American average and that drove my decision. I hope you live long past you aunts and uncles and enjoy your SS to the max.