I like this joke and wonder if it is real.
Just because we talk funny does not mean we are stupid.
Southerners accent is no more funny than various north east dialects; say, Boston, Philly, etc, talk like their mouths are full of mush....
Ha!
A good story, but in the real world he would probably also have to pay: Bank Registration Fees $100, ID Check Fees $200, Loan Security Credit Check Fees $300, Early Loan Redemption Fees $400 etc etc; and then when he went to collect the car, discovered that some junior clerk had taken it out for a spin and wrapped it round some street sign!
Reminds me of a report I saw some years ago about the idiocy at Rome’s airport at the time. Their parking fees were so high that people figured out an easy way around them: They’d just park their cars illegally and have them towed. It was cheaper that way. LOL.
I was not born in the South but I've lived there several times in my life and currently am retired in the South. I know a couple of "Bubbas" who could run intellectual circles around those snobbish northeastern liberal elites.
When I was in the mortgage banking business, we had a saying of sorts.
If you owed the bank $1,000 and couldn't pay, you were in trouble.
But if you owed the bank $100 million and couldn't pay, the bank was in trouble.
The bank in your story got "Bubba'd" as we say down here.
Spent some time in NYC back in the day - I still remember ads from people in Manhattan offering garage parking spaces for rent at monthly rates greater than the rents for luxury apartments I’d seen advertised in the Southern city I had been living in.
Interesting, but probably BS.