I will take that as your informed & considered opinion.
Don't just take my opinion. Trust in what Thomas Jefferson wrote. Read again, for the first time, the original draft of the DOI.
It includes this grievance: He has incited treasonable insurrections of our fellow-citizens, with the allurements of forfeiture & confiscation of our property
This reference to treasonable insurrections referred to the actions of the loyalists and is sometimes confused by first-time readers of the DOI with the term domestic insurrections, a euphemism for slave insurrections.
The entire passage relating to the treasonable insurrections of loyalists was stricken from the DOI. Somewhere in his writings Thomas Jefferson explains why Congress did not want to deliberately offend the English people (as opposed to the King.)