2. They're losing money because only older people and those in poor health are signing up.
3. Young/healthy people are going uninsured because the premiums are too high.
4. The premiums are too high because Obamacare burdens the insurance companies with all kinds of mandates that make insurance prohibitively expensive.
If the Trump administration offers to waive the most idiotic requirements of Obamacare, insurance companies will have an incentive to develop plans that are inexpensive enough to attract younger/healthier people to help balance their upside-down demographic pools.
Ok.
AKA: A death spiral.
The premiums are too high because Obamacare burdens the insurance companies with all kinds of mandates that make insurance prohibitively expensive.
Well, mostly because of the mandate that they insure terminally ill and AIDS patients.