1. Transparency
2. Portability of plans
3. No state lines, plans valid everywhere
4. No preconditions, if you want to sell insurance, you must take everyone.
5. No required coverages, we should not have to pay for birth control, sex changes, etc.
6. Some ability to pick our docs, maybe plans with or without
7. Let free market set plans and rates
4. No preconditions, if you want to sell insurance, you must take everyone.
After that year, forget it. People who choose to not purchase catastrophic insurance will be turned away for cancer treatment or reconstructive surgery or whatever they need. Tough. They had their chance.