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4. No preconditions, if you want to sell insurance, you must take everyone.

By itself, that is unreasonable for a business. My plan is that all insurance companies have ONE YEAR, say, 2017, in which they have to take a certain %age each of clients who are already very ill. Who are already very costly. These ill people and their relatives will have only THAT SAME YEAR to be able to apply for and receive low cost health insurance plans like the healthy.

After that year, forget it. People who choose to not purchase catastrophic insurance will be turned away for cancer treatment or reconstructive surgery or whatever they need. Tough. They had their chance.

That’s insane. We live in a country that should be better than that...”no money, sorry buddy, go off and die somewhere.”

In my opinion that’s barbarous.

There was a woman in my town about 15 years ago, a single mother with three kids who got brain cancer. The surgeon wouldn’t operate on her unless he was paid $35,000 up front, which she didn’t have.

Her friends threw car washes, BBQ’s and put jars out all over town asking for donations.

It didn’t work, she couldn’t raise the money and she died.

That was barbaric...just barbaric, that in this day and age the gov’t had no way to help her.

There has to be a safety net, in my opinion, and not simply your method of “no money, go away and die.”