That’s probably a good thing. The used car market still hasn’t recovered from the cash for junkers purge. The primary source for used cars right now are rental companies, so the usage is high mileage and pretty expensive. I had to buy a car last year and was intending on going used (as I usually do) but the used market is so grossly overvalued I went new. Basically for $3G more I got a car 3 year younger car with 50,000 less miles plus all the warranties.
Just a guess, but I’ll bet your credit score is on the north side of 700.
If it was in the 500s, you would have bought a car with twice the options and run it into the ground.