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To: M.K. Borders

I retired about 20 years ago and thought the TriCare Supplements were the way to go - - then I did the math. I switched to TriCare Prime and will stick with it till I have to go with TriCare for Life.

I believe the major factors in determining which is best for you is the old adage, location / location / location...Depending on where you live, your proximity to a Military base (with Clinic or a Full-fledged Hospital) and if you have “special medial needs” all come in to play.

In other words, there is no one best answer - - it depends.


24 posted on 06/25/2016 3:00:57 PM PDT by MrZippy2k (Ready for a HUGE change)
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To: MrZippy2k

Fun with math....

TriCare has a $3,000 catastrophic max (catmax)

If you buy a supplement and it cost you $250 per month - you will pay $3,000 a year in premiums - thus it can only cost you more, never less than the $3,000 TriCare would have charged you if you reached your max.

Prime is not much different price wise... I pay an annual fee, but I find it lets me in at the best doctors in the area (Johns Hopkins, UMMS, etc...)with little out of pocket expenses.

I see no value in ever buying a TriCare Supplement. The annual premium equals the CatMax - - so they 9the insurance company) pockets the difference, and you lose. (Suckers bet) IMHO


35 posted on 06/25/2016 7:39:48 PM PDT by MrZippy2k (Ready for a HUGE change)
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