You’re citing definitive criminality to support the ‘beliefs’ that Trump committed a crime. An excellent prosecutorial argument, but beliefs definitely oppose objectivity.
Fraudulent activity can be a civil wrong or it can be a criminal wrong. Ponzi, whom I cited, committed both. If the allegations concerning Trump and his phony University are true, he might well have committed criminal as well as civil fraud.
Trump is entitled to a presumption of innocence in the courtroom but not necessarily in the court of public opinion and certainly not when he seeks the most powerful office in the world.