Ask Dennis Hastert how keeping under 10k in daily withdrawals worked for him.
That’s what they charged him with, structuring, or, intentionally withdrawing in a manner to avoid triggering reporting.
He had other problems.
Hastert was caught structuring /trying to conceal illegal payoffs. It is legal to take funds out that are yours for legal use or to just pile up. The reason I suggested under 10K was to avoid paperwork.