We have replacement value coverage, but almost no documentation so the insurance company is probably not going to pay much if anything. I have been procrastinating on the claim because my recollections are a little foggy and that is about all that I have for them. I wish now that I had photographed and documented everything. Even if I had I am not sure how one establishes value on such items.
However, one of the stolen items was an original Mac model 100 laptop I bought at a garage sale for $10 in u working condition. I found that the hard drive was kaput, bought a new one, installed it, installed an up-to-date version of Mac0S 7 that it could run and reported exactly what it was to the police and the insurance company and that I was into it for about $100 total loss. Imagine my shock when I came hoe from work one day and found a package from Apple containing a brand new $2400 Mac laptop to replace my garage sale junker! Replacement value means replacement value.
Funny thing is THAT laptop got stolen in another burglary six years later and they replaced it yet again!