It is. I use it when I buy from MacDonalds, in the Chevron MiniMarts, Walgreens, and HomeDepot now. The clerks in Chevron didn't even know their machines could do it. . . but for some reason their system still prints out a receipt to sign or requires inputing a PIN. It's not supposed to require that.
Does it work with just one credit card. IE you sync it with your B of B Visa and that is the only one that it works with?
There is a reason why I ask. I use several cards and pay them off monthly. I use them only after their cycle date and I have a minimum of 454 days to use their money interest free.