Really?
I have never found it so. I live in a "Shall Issue" CCW State, actually hold a "Concealed Pistol/Revolver Permit", and exercise my (uncontitutionally restricted) right to keep and bear arms on a routine basis.
How about you, New Yorker?
Full, unrestricted permits in multiple states including NY.
Wind up carrying a handful of days every month, typically when I know I will be legal for the entire trip and there is some element of risk. To carry daily is a lot of effort to counter a miniscule possibility of a problem.
I am typically not in high crime areas. Awareness and avoidance is preferable to deployment and all that entails.