Full, unrestricted permits in multiple states including NY.
Wind up carrying a handful of days every month, typically when I know I will be legal for the entire trip and there is some element of risk. To carry daily is a lot of effort to counter a miniscule possibility of a problem.
I am typically not in high crime areas. Awareness and avoidance is preferable to deployment and all that entails.
If you have to get a permit to exercise a right, that right is being restricted. There's no such thing as an "unrestricted permit"; the term is an oxymoron.
That said, I "carry" a lot more than you do, apparently. I just don't find it to be a big pain. YMMV. Obviously.