Nope and don’t care. Refi back to 30 years a few months back. Now $880 a month with tax and Ins and putting $250 a month into savings vs previous loan. We won’t retire in this house, as I don’t want to be climbing stairs in my old age, let alone stay in So. Cal. We will sell it and have plenty of equity to buy our last house with 100% cash.
and lose it and all your monies too?