Posted on 12/10/2014 3:01:28 AM PST by grundle
"I was shocked to find that my $4.30 daily latte was costing me over $1,200 a year," says Ashley Feinstein, a certified money coach based in New York.
(Excerpt) Read more at finance.yahoo.com ...
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There are only 279 days a year in her world.
And how many calories are in those drinks every day???
I look at all my bills in terms of annual cost. It puts things in perspective.
Making it about 5 days/week with some OT tossed in.
I knew a guy who lived about a half block away from the foundry he worked at. At 0630 I’d see him literally running to work, a half hour before his shift. I said to guy who worked with that Bobby sure is dedicated to his job. The guy said “ Naahhh. He’s too cheap to use his own water and toilet paper, so he goes to the bathroom in the foundry.”
As for the other tips we been doing those for over two years.
50 working weeks, minus a week of holidays is 245 days. Nope - that isn’t it either. But not sure what sort of higher math skills you need to have to tell you $4.30 for a fricken cup of fancy coffee is costing you.
I fill up my thermos plus one cup with Folgers for the day. Probably about 50 cents a day.
And Bobby will be the guy who will die with $2 Million dollars of Gold stashed away in his house while everyone says “We had NO idea that he had any money”....LOL!
I brew my own most of the time, but I go to the Tim Hortons to get out of the house (I work at home), spend $1.40 and use their wifi.
Now THAT’s funny!
Probably taking 5 days a week (the person did mention on your way to work), thus removing all the weekends and adding two weeks (business weeks) of time off, comes to roughly the 279.
Yeah, I was shocked to find I only needed one Thermos. How does it know? How does it know??
With all those things you describe Tony, it seems to me you have don’t really have a budget problem, per se.
You aren’t making enough to afford the luxury of a cup of caffiene and lunch.
That’s gotta be costing you what $$10-$20 bucks per day?
You, my friend need to make more money.
When you get to six figures, you won’t care what a cup of coffee costs....or lunch.
The way I see it and I observe this all the time, is you spend an inexplicable and unjustifiable amount if time for a flavored coffee.
At $4.30 I’m guessing it’s some super duper, non-fat, triple filtered, non-Hormone Whip Creamed Coffee, with a Non-GMO cherry made only on one craggy outcropping off the coast of Seychelles.
Not that I have a problem that.
but, can you really afford the ridiculous amount of time it takes to get a fancy cup of coffee and take an hour for lunch?
Yeah, I like coffee. ..I can pour in 30 seconds and leave.
you pay everyday for your little luxury
you ridiculous prices, with b money you can always acquire but, then you allow yourself the ultimate luxury of basking in the experience. ...everyday! !!
Are you crazy!!!
Couple yrs. ago I bought a Keurig coffeemaker. Really liked the coffee.
Then got to thinking. My wife and I have a cup in the AM and another in the evening. That’s 4 cups/day.
At .50/ cup it adds up to $60/month for coffee. Took the Keurig back.
She probably spends $15 a day on lunch too.
Brew my own, bag my lunch. Allow for occasional lunches out to celebrate a birthday, etc. Every penny counts.
Ha—I make my own coffee and lunch while working from home, where I also have dumbbells and an exercycle; and I have never had cable service except for Internet.
So I guess I’ve already got this covered.
I do that and then multiply it by 10.
I remember an old expression, watch the pennies, the dollars take care of themselves.
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