Because each year after she gets her $6,000 EITC ‘refund’ she goes out and plops down half of it and then signs a loan for umpty-ozen percent high risk APR. Salesmen don’t care if they get their commission and they work to push it through. Add one month’s on-line insurance from “The General” and you’re all set - simple, really. That’s how.
I know a guy who owns a used car lot. He will sell to anyone. After April 15th is his busiest time. They plop down money on exactly what they want, he charges 20% interest and doesn’t check credit and carries his own loans, and then installs a GPS on the car so that when they don’t make the payment he knows where it is and repos it......then starts the whole process again. lol Its easy money for him.
How cute you are. Accurate? Not even close, but cute. So take a selfie asshat