I really don't think that is a motivation. If it is (which I doubt) She hasn't tried to set the hook yet. Believe me I am not niave.
That's why female spies work the best.
“Believe me I am not niave.” Yeah you ARE! When is comes to Gypsies, Filipinos, Mexicans, S. and C. Americans and S. and C. Europeans THEY are ALL Scam Artists of the HIGHEST Caliber and Would/Will Take you for EVERYTHING that you are worth. THAT is the way they are raised!
If she truely needs help get her in contact with the feds.
I suspect as others do, she is setting you up for a scam so she can send money back home. Most that have experience with Filipino Women know how it works.
Ok...I believe you. That would be my first concern.
In liberal states like MA you could call one of the State social departments. You could run the story by one them, and they would direct you to the proper place. While I normally despise the social worker do-gooders....this is what they are really good at. Give them some real work to do for a change.