Don’t sign up, and don’t pay the “fine/tax”...
I thought I was going to do that, but it turns out I’m in that “unmentionable” zone. I make too much to get subsidies, but I earn to little to be liable for the fine if I don’t have insurance. That actually applies to most of the “middle class” in flyover country.
You’re sittin’ pretty, then - now, can you get an insurance company to sell you an “unapproved” policy?