“It’s time for the entire medical industry and the American people not only to get creative, but also to ridicule the Alinsky-ites who are running the Federal sham show.”
With respect, the creativity you refer to is not the remedy. The remedy is to comprehend the enormous edifice of institutionalized grift “the medical industry” as a government-sanctioned monopoly has shoved down the throats of Americans in terms of cost.
You or I can go to the Oklahoma Surgical Center and get a surgery for roughly ONE FIFTH the cost of same in a hospital. They take cash only, no insurance. You can’t pay, you don’t get. They post their rates.
Consider the following: What is the surgery co-pay under Medicare?
Ans: 20%. aka “ONE FIFTH”.
So the question arises, what is it that one gets from Medicare?
Ans: Absolutely nothing. Zero. The ONLY THING Medicare pays for is the artificially-inflated cost of healthcare. (I urge you/all to just allow that thought to sit in your brain for a minute) What difference does it make whether the 20% I pay goes for the co-pay under Medicare or goes to pay THE FULL COST of the surgery at the OKSC?
(I must credit Karl Denninger for this piece of insight)
None. There is no need for health insurance beyond catastrophic. There really isn’t. Pay for the damn doctor when you go see him/her for ordinary events, remove the administrative load of him/her filing insurance claims, eliminate sanctioned monopolies via the removal of CON (certificate of need) laws and the edifice collapses. The entire edifice is a fraud designed to enrich a government-sanctioned multi-dimensioned monopoly. You think the military-industrial complex is a big deal? The medical-industrial complex is bigger.
You’ve essentially outlined what I meant by “getting creative,” namely bypassing the whole system and paying cash. There is most certainly collusion going on whereby politicians, insurance companies, and an assortment of paper pushers are enriching themselves to the detriment of those who would be better off retaining their earned substance.