The answer should have been to move away from overpriced-overtaxed NYC. She could earn a comparable salary elsewhere without a state income tax and half the rental costs.
Why is there even welfare in NYC? Should I feel sorry for the people who live in mansions in California on the coast and then lose them to mudslides or fires and they cry how they have lost everything because they couldn't afford the insurance on their deluxe property?
Move where you can AFFORD to live.
If Noo Yawkers thought that way, the city would be deserted.