I saw a picture of a handgun a couple of months ago that someone had modified by adding a belt clip to the gun itself. No holster needed! Modified Mexican carry, I suppose.
Now just how good that would be if you were sitting down or running I have no idea.
Seen those clips too. Never used them. They make one for the KelTec P3AT. (Ruger has a new micro-carry out too - the LCP .380)
IWB is the absolute last-ditch method of carry (for me). The pocket is better; simply adjust it (as discreetly as possible) as you need to BEFORE sitting down, so that it is accessible should you need it.
I’ve carried IWB; it is uncomfortable as hell, tends to dig and chafe, and sweat build-up from body contact can mess with the metal. It’s simply not ideal for me.
I’ve found that simply switching my carry piece makes it easier for the summer; normally, a Glock G19 is my preferred trusted companion, and the SW642 is my BUG. But summer makes the G19 more difficult to conceal, so the bUG becomes primary and the G19 is either in the car or at home.
A handgun is a handgun, and you fight with what you got. A .38+P in the pocket beats a 1911A1 stuck at home in the gun safe, you know?
For Winter/fall carry, I use a shoulder rig or paddle holster (both Galco) for the G19 and a small of the back (Galco) for the BUG with a button over shirt (kept open, or one single button).
It’s like anything else - you make the adjustments you need to accomodate your life. Carry is a way of life. I feel absolutely nekkid without it.
It’s MY “American Express” - Never Leave Home Without It.