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It is ok to disagree with what your trainer suggests. After all it is your money. You should know enough about horses, to be able to chose one suitable for your level. What is this 2nd and 3rd level anyways? Dressage? Going in with someone could be complicated. Will you have a written agreement? Is the cost of horses and boarding very expensive in your area?

If you will not be showing, then I would suggest you take a look PETFINDER here. Somehow the link won't go to the horse pages, but just put "horse" in the search. There were some pretty nice ones there and you would be giving a horse a home, at a fraction of the cost.

You should know enough about horses, to be able to chose one suitable for your level. What is this 2nd and 3rd level anyways? Dressage? Going in with someone could be complicated. Will you have a written agreement? Is the cost of horses and boarding very expensive in your area?

Hey there Miss Targets, sorry I didn't get back to you, yesterday was pretty crazy. 2nd and 3rd level... that's a dressage thing... basically what's important is that I've been riding for 14 years, and I know plenty about horses because I've been working with them for as long as I've been riding them. And actually, I'm concerned because the person that I'm supposedly going into this with doesn't know much of anything.

And yes, I plan on having a written signed and notorized agreement. ;-) I've learned that with verbal agreements, people "forget what they said." Board can get pretty darn expensive around here, but my trainer is pretty reasonable. Anywho, I have to be off, because I have to get to the barn this morning. I can't get off my butt though, because my body is still an hour behind.