The Hobbit Hole XXXII - Sweet is the sound of falling rain

The Freeper Hobbit Hole Blog ^ | December 1, 2006

[2Jedismom]

Good good...glad to hear it.

;-)

[2Jedismom]

I have no idea what you're talking about but I believe you only have less than 24 hours to resolve it!!!!!!
;-)

[TalonDJ]

It is a bank. or credit union or whatever. They carter to service folks so they are really really good at online and remote banking and stuff. They also have excellent insurance rates. One nice thing they do is they reimburse ATM fees every month. So when you uses someone else's atm, they pay you back out of their pocket. How cool is that? I also keep a local bank account but I do most of my stuff with them since their online banking is so great.

[Lil'freeper]

One of Big'ol's banks lost control of some personal information. The information didn't get out into the hands of people who could exploit it, but to make up for the oops, the bank offered everyone free credit monitoring. Credit monitoring reports changes in your credit rating - good and bad - and any incidences of what might be fraud or identity theft.

Two weeks ago, Big'ol got a letter from the service. His credit rating took a big hit at one, and just one, of the bureaus. So in tracking it down, he discovered that TransUnion had his credit report so fouled up that he couldn't even see it online. He ordered a hard copy. It arrived today.

Lots of good info here.

[ExGeeEye]

?

[RosieCotton]

Doesn't look like I qualify, in any case. You have to be active duty, retired or recently separated - or a child or dependent of either someone who meets those requirements or someone who is a USAA member.

But I'm glad it made things easier for ya, Jen!

[JenB]

Too bad, because they're about the nicest customer service I've ever had at a bank - super easy to deal with over the phone. I hate calling 800 numbers and talking to people but they make it easy.

My car payment goes up $30 a month but I will be paid off in two years, rather than 2.5, so that's about even.

[RosieCotton]

Paying off early is always nice.

Ungh...speaking of cars and costs, I really need to get some more repairs done soon. I can only put it off so long. Need new shocks and struts, they said, to the tune of at lease six hundred bucks.

But I suppose overall the van's not doing too bad for a ten year old vehicle. Hopefully I can get at least a couple more years out of it. Car payments are not my idea of fun.

Home. And I'm all kinds of not motivated to do much tonight. Should exercise, but it's rainy and bleh and work was bleh and I'm hungry and wanna just watch a movie. < /whine>

[JenB]

I ain't motivated either. Dealing with phone people all day wore me out. Talon's being very industrious though. He's almost done putting the wood and sheetrock on the outside of our bar. Once that's done, we can finish mudding the room and get ready for painting.

No car payments would be nice. Didn't vansama get shocks and struts recently?

[RosieCotton]

Did some other repairs...was told I needed shocks replaced soon, but I put it off. And now the whole body feels slightly tilted...so I'm thinkin' something ain't right.

I did get some parts replaced in the rear shocks, and it *seems* recent...but really thinking about it, that was almost right after I bought the van four years ago, and I did a lot of driving in really cold conditions and wet conditions and over dirt roads and all after that. It's not surprising things are rusted under there.

[JenB]

Go out when it's snowing, get someone to rear-end you, problem solved ;-p

[SuziQ]

When we bought our first home, the mortgage company picked up someone with a similar last name to SirKit, but it wasn't spelled exactly the same. We were able to explain to the Credit Company that SirKit was nowhere near New York City when the other guy was living there. At the loan closing, he just had to sign an affidavit saying he wasn't that person.

Our main problem over the years is that folks always spell our last name incorrectly. SirKit was denied credit at a store once because they couldn't find any credit history, even though we'd had several credit cards by that time. When I called about it, I asked them the spelling they had for our last name, sure enough, they'd spelled it wrong. SO annoying.

[RosieCotton]

Erkay...I think I'd rather go about this the conventional way...

I've kind of been planning to spend the money...so I'm OK with that. But it's inconvenient having to put it in the shop and that.

[Corin Stormhands]

Just checkin' in afore the new episode of LOST starts here. They're doin' the recap. I'm listening, but not watching.

Turns out that Jr. broke his wrist in one, maybe two places. It's in a fiberglass cast right now and he needs to see the orthopedic doctor this week.

~sigh~

[ecurbh]

Ohfertheluvva...

[HairOfTheDog]

It's always somethin' with you, Corin :~)

[TalonDJ]

Here are some shots of the basement finishing project we have been doing.


This is the nifty bar/island I have been working on the last few days.


Here is how we are doing the ceiling. The open space will be painted dark and then trimmed in to look nice. By doing this it added a ton of work but makes the ceiling not feel as low as drywalling the whole thing would have.

[Rose in RoseBear]

USAA (United Services Automobile Agency) is a San Antonio financial services company that caters to the military.

They handle banking, insurance, investments. When I was interviewing my senior year of college, USAA was the absolute very best place in town to work (second was Church's Chicken). Not only were the benefits fantastic, it was the only place in town that used APL (click on the link ...!)

[TalonDJ]

[TalonDJ]

puppy precious