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What I don't understand though is how did her phone get into the bathroom if she had it at 12:31 on the porch?

With the new information we have now... Here is my tweaked theory... The AV tripped on the trash on the back porch and took quite a tumble... There are obviously guys back there, cause at least one (probably more) are taking the pictures...

She lies there from 12:31 (appears to trip) to at least 12:37 (pic of her on the ground hurt)... I think that Kim got tired of waiting in the car and came back looking for her or after the guys brought her to the car, she noticed the AV didn't have her purse so she went back to collect it.

She gets the purse but leaves the makeup kit and cell phone. The guys must have picked up the stuff and took it inside.

Kim either looks in the purse as she's walking back or after she's in the car. Or maybe even she caught the guys going through the AV's purse and that's what started the "it's only $100" argument as the guys follow her back to the front of the house... But I think this is how Kim ends up with the AV's money...

The cabbie now sees her coming towards the car mad and yelling at the guys. Gets in the car and leaves.

This is where it gets a bit dicey... She gets in the car drives away, calls 911, then it takes her 10 - 20 minutes to get to Kroger's.

What happened in that 20 minutes before 1:22 is total speculation at this point...