Hi, snugs, I have several photo editing programs, but the one I use the most to make fancy headings, etc is Nova's "Photo Explosion". Like a lot of these kinds of programs, it's loaded with way too much junk that I don't want and will never use, but I haven't found one I like any better yet for the money - as far as pretty text and pretty edges.
Thanks for the info do you know who produces that software?