I don't see where he has much of a choice. He dug the hole himself and now he has to climb out of it. The point that I'm making in my posts is that he seems to be lamenting not having any extra "fun" money each month. My response to that is: TOUGH! Welcome to the adult world...
Do you think maybe we are being a little too hard on him, guys?( speaking from someone who has "been there and done that ".)
Under the assumption that both his spending and income are indeed fixed (for all intents and purposes), what strategies can he persue to get out from under all of that debt? I think that's the real question here, not how can he have any fun...