[Rca2000]

Do you think maybe we are being a little too hard on him, guys?( speaking from someone who has "been there and done that ".)

[politicket]

I have been there as well when I was in college, so I'm speaking from direct experience.

He needs to hear tough words because he was irresponsible in getting himself into this spot (just as I was).

He now needs to grow up, become responsible, and quit whining that there is $0 left after paying bills. Once he succeeds in meeting his obligations then he will have a new sense of accomplishment that will serve him well in future years.