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To: non-religious-conservative

Call your credit card company and see about arranging for a payoff plan. This could entail giving up your card, but allow you to structure your current debt to them at a lower rate, if you can swing it. It is in their best interest to not bankrupt you, after all.


11 posted on 02/04/2005 1:42:55 PM PST by kevkrom (If people are free to do as they wish, they are almost certain not to do as Utopian planners wish)
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To: kevkrom
It is in their best interest to not bankrupt you,

I know what you mean but it's not exactly phrased right.

16 posted on 02/04/2005 1:44:44 PM PST by Graybeard58 (Remember and pray for Spec.4 Matt Maupin - MIA/POW- Iraq since 04/09/04)
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To: kevkrom
Call your credit card company and see about arranging for a payoff plan. This could entail giving up your card, but allow you to structure your current debt to them at a lower rate, if you can swing it. It is in their best interest to not bankrupt you, after all.

I absolutely agree that this is the best advice. You can negotiate with them. Let them know that if they don't work with you, you will have no choice but to go into bankruptcy -- at which point they run the risk of getting little or nothing, or at least having to write you off as an uncollectibale asset which does them no good.

Figure out what you can manage in terms of a payoff, make a deal, and stick to your end of the bargain.

64 posted on 02/05/2005 6:48:05 AM PST by Maceman (Too nuanced for a bumper sticker)
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