It ought to be like auto insurance.
But the insurance was mostly major medical, you still paid for regular doctor visits etc,
How come you have never made a single comment here?
it ain’t about “healthcare” ....its about control and power
https://thefederalist.com/2016/02/19/why-socialized-health-care-is-unjust/
Once you get past that the arguments become a lot clearer...as well as the solutions
As the article says:
”Empowering employees to shop for their own plans permits the companies to leave the insurance risk industry, and to do so with fixed costs and budget.”
That’s great for the employer. Instead of having to provide insurance they can offer a flat payment which may or may not be adequate for the employee to find insurance.
Employees, on the other hand, are now on their own in the individual market which in many states offers very limited options.
Doesn’t mean anyone wants the Government to handle healthcare. What’s your point?
Employers can still offer health coverage for enhanced treatment and services, but that is entirely discretionary.
Companies started offering health insurance during WWII when there were wages controls. The insurance was added as a substitute for wages.
We should either tax it as income, or move to a complete free market. That would solve a bunch of problems and it would focus the nation’s attention on the true “cost.”
I would bet most employees have little or no idea what their insurance really costs.
This is a little off the topic of this article, but there was mention made of price & wage controls. I was a little young to remember FDR’s version of that, but as I recall,Jimmy Carter as president had set price & wage controls at one time. The way that worked was that employers(some at least)were all too happy with the wage control part of it. The price control part was worked a little different in some cases. I remember that new cars(as an example) were price controlled, however the manufacturer could come out with a new version of the previous year’s product as a new-model-in-name-only & get around the price obstacle. Suddenly, Henry Ford’s idea of an affordable new car for the average worker sorta went by the wayside. Neat trick,huh? Glad to see the controls done away with.
We crawl down each other’s throats arguing over whether an employer or the government should be paying for health care instead of asking the only pertinent question. Why is health care so expensive in the U.S. that no one other than an employer or the government can afford to pay for it?
If a manufacturer makes a car that people can’t afford to buy he either figures out how to make it cheaper, takes less profit on it, or goes out of business. If health care can’t be afforded by the average person we don’t shop for cheaper health care or demand that the provider take less profit, we argue about how to shift the costs around until someone else is paying for it.
We’re addressing it the wrong way. Instead of arguing over who pays for health care we should be asking who is getting rich off of the exhorbitant cost of U.S. health care and why. We’re getting milked in the U.S., telling me it costs $10,000 a night for a hospital room or $25 for an aspirin I can buy for a penny at wal-mart isn’t believeable. We need to get to the root of the organized crime that’s ripping us off, follow the money and go after the crooks behind the curtain. Shuffling the deck chairs on the Titanic isn’t cutting it.
3rd party paying, and government attempts to promote, micro-manage and gerrymander it over many decades, are forcing up costs, and creating a lot of corruption, which will ultimately destroy American healthcare.
We have created a society that expects someone else to pay for their healthcare, and huge bureaucracies and special interests have sprung up around this. Change will therefore be nearly impossible.
My idea is to create “free trade zones” for healthcare as an alternative.