Ditto that. Work part time; play part time; avoid hitting the retirement funds and delay SS until 70. Keeps you healthier and wealthier. It may even help with wise. Studies show (one of the most dangerous phrases in the English language) that remaining employed in a stimulating occupation correlates with a reduced incidence of dementia.
Totally buy that. Though, I'd amend "stimulating occupation" to "any stimulation at all". My grandparents were busier after retirement than before - they volunteered in multiple places, and played golf 4-5 days a week. Both of them were sharp as a tack, right up until the end.
Contrast that with others, who I've seen turn near-vegetative in front of a TV set. "I can't wait to not work" quickly turns into "I can't get up" or "Why bother?"
If you don't use it, you lose it.
Agreed.
Life expectancy has increased at least 15 years since SS was crafted in 1935.
It’s a program that was designed to keep old folks who couldn’t work any more from starving to death.
The average 65 year old American has some concerns to be sure but not on the existential level of 85 years ago.
This is very good advice, because you will be penalized for taking SS early and still making income. Get some advice about this claw back law.
This is very good advice, because you will be penalized for taking SS early and still making income. Get some advice about this claw back law.
This is very good advice, because you will be penalized for taking SS early and still making income. Get some advice about this claw back law.