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Thinking of going back to work at 65.

Posted on 04/24/2019 10:12:30 AM PDT by Catmom

Any thoughts? Personal experiences? Advice?

BTW, it's voluntary, pretty much not necessary financially. I've been getting an income stream from my investments and just signed up for Medicare.

Thanks.


TOPICS: Business/Economy
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To: Catmom

Since you qualified it the way you did, my advice is simple. Do what makes you happy. If you’re bored, then take a job. Something you enjoy doing or an industry you enjoy being around. Choose your hours and define the scope of your availability.

I get it. Some people don’t like golf. Or laying around waiting for lunch time. Maybe your spouse is still working so you get lonely. Maybe you just like interacting with people.

Point being, you’ll never be more in the drivers seat than you are right now.

From a financial standpoint, as a tax guy, I’ll tell you to make sure you have enough withholding from whatever wages you do take so that you avoid any unwanted surprises at tax time.

Enjoy!


41 posted on 04/24/2019 10:36:17 AM PDT by TangledUpInBlue
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To: Catmom

I can’t imagine not working.

Sure, I have hobbies, but I can’t imagine not being busy all day.

I am also such a well-trained tax-donkey for the government, I want to keep paying them


42 posted on 04/24/2019 10:36:25 AM PDT by PGR88
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To: Robert DeLong

Wish I’d known that ahead of time.

Lots of folks tell me it must be great but I remind them to ask themselves what they would do with all the free time. It’s really not like being on an endless vacation, which you couldn’t afford anyway.


43 posted on 04/24/2019 10:36:44 AM PDT by Catmom (We're all gonna get the punishment only some of us deserve.r)
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To: Catmom

sql server database programmer. Work 3 days a week from home travel to office twice a week. 100K salary. Balance it off with competitive ballroom dancing, civil war history ( live just outside of Gettysburg pa) live with my 2 cats ( just got a kitten to pal around with my 10 year old big ole black tom cat....and am a forever bachelor


44 posted on 04/24/2019 10:36:55 AM PDT by PaulZe
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To: Catmom

RE agent


45 posted on 04/24/2019 10:37:42 AM PDT by morphing libertarian ( Use Comey's Report; Indict Hillary now; build Kate's wall. --- Proud Smelly Walmart Deplorable)
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To: V_TWIN
I split when I was 56 and my oldest son at 54. Saw too many people hanging on way too long and found face down on their messy desks or croaking within a year of retirement. F that.

Old Curmudgeon

46 posted on 04/24/2019 10:38:47 AM PDT by Bonemaker (invictus maneo)
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To: Catmom

Sign up with a temporary service for short duration placement... you can tryout several different places using whatever your skill set is.... Also you can try other areas you haven’t worked before. Plus you can decline any job they offer...

I did this for about 6 months....wonderful experiences overall and was offered permanent work if I wanted from several places. I even worked at two factories on assembly lines which I’d never done before and found I actually liked it because at the end of the day no “homework”! and the people were great!

I was open to any work even if not within my skill set and for this I had some very interesting work assignments.

Just a thought but it wouldn’t hurt to talk to the people and see if it’s something you’d like....


47 posted on 04/24/2019 10:38:56 AM PDT by caww
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To: Innovative

It’s not looking like our parents’ “golden years” for sure.

Some go back because they have to. Sucks to be them, I admit.

Others go back because they want to and still can. That’s the better scenario and, PTL, that seems to be where I am.


48 posted on 04/24/2019 10:39:41 AM PDT by Catmom (We're all gonna get the punishment only some of us deserve.r)
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To: V_TWIN

Have a mental plan for the transition, though.

The euphoria can wear off quicker than you know.


49 posted on 04/24/2019 10:40:56 AM PDT by Catmom (We're all gonna get the punishment only some of us deserve.r)
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To: Catmom
When I retire, you would need drag me kicking and screaming back into the office. I'd leave a trail of claw marks in the asphalt leading up to the door! No way, no how. End of story.

That being said, you're not me, and more power to you for deciding to go back. I'd:

Do it on your own terms.

Not overdo it. Don't let work get in the way of relaxation.

Find something that you really enjoy, or always wanted to try. If it requires getting some education, even better. Why Not?

Good Luck!

50 posted on 04/24/2019 10:41:19 AM PDT by wbill
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To: Catmom
I tutor Math, Science, ACT/SAT prep and college placement exams to HS kids.

Pays for my hobbies, is very personally rewarding and keeps the Alzheimer's away.

51 posted on 04/24/2019 10:42:52 AM PDT by Aevery_Freeman (The Elite: Too stupid to know when to quit stealing!)
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To: moovova

Hospitals all want 12 hour shift workers these days and that’s what led me to take a severance package. My body can’t handle working that long any more.

This other place has 8 hour shifts and per diem.


52 posted on 04/24/2019 10:43:18 AM PDT by Catmom (We're all gonna get the punishment only some of us deserve.r)
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To: Catmom

Learn to code. ;) Okay, sorry, couldn’t resist. Anyway... since it’s not finances that require you to return to work, think about what you like to do then get paid for it. I know it sounds stupid, but my dad and mom both did it (well into their 70s and 80s). Didn’t make a ton of money, but it gave them routines, burned off that “retiree energy”, and helped with their self-esteem. And this is the perfect economy to find a job in just about anything (if all the “help wanted” signs I keep seeing mean anything). Good luck to you, and God bless!


53 posted on 04/24/2019 10:45:05 AM PDT by Retrofitted
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To: Catmom

Why do you want to??! Go volunteer if your bored


54 posted on 04/24/2019 10:45:11 AM PDT by Nifster (I see puppy dogs in the clouds)
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To: p. henry
that remaining employed in a stimulating occupation correlates with a reduced incidence of dementia.

Totally buy that. Though, I'd amend "stimulating occupation" to "any stimulation at all". My grandparents were busier after retirement than before - they volunteered in multiple places, and played golf 4-5 days a week. Both of them were sharp as a tack, right up until the end.

Contrast that with others, who I've seen turn near-vegetative in front of a TV set. "I can't wait to not work" quickly turns into "I can't get up" or "Why bother?"

If you don't use it, you lose it.

55 posted on 04/24/2019 10:45:45 AM PDT by wbill
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To: Catmom

Yes. And there’s got to be a ton of them if they’re thinking of hiring an old broad like me to tend to their boo boos.


Yes, this confirms that there ARE tons of invaders, being held/seen at ICE Detention Centers, if they are recruiting and/or hiring retired medical personnel.

I’m sure the government pays as well, or better, than many other jobs.

I’m not sure I could voluntarily go to work assisting these invaders.

Kudos to you for being able to overlook that. Keep us posted on what you observe.


56 posted on 04/24/2019 10:47:03 AM PDT by Jane Long (Praise God, from whom ALL blessings flow.)
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To: p. henry

Agreed.

Life expectancy has increased at least 15 years since SS was crafted in 1935.

It’s a program that was designed to keep old folks who couldn’t work any more from starving to death.

The average 65 year old American has some concerns to be sure but not on the existential level of 85 years ago.


57 posted on 04/24/2019 10:47:12 AM PDT by Catmom (We're all gonna get the punishment only some of us deserve.r)
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To: Catmom

I’m a retired RN, and though I love caring for people, I wouldn’t dream of going back. The stress level was awful! But, everyone does not have my make-up. If you do not get too stressed with the job demands, and enjoyed your career, go for it! How many years since you last practiced?


58 posted on 04/24/2019 10:47:48 AM PDT by Flaming Conservative ((Pray without ceasing))
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To: Catmom

Lots of differing things you can do from lots of hours to just a few.
The amount of responsibility you want to take on can be a factor in
both time and income. Staying local to being on the road a bit can
be an option for consideration. Good luck and enjoy


59 posted on 04/24/2019 10:48:28 AM PDT by deport
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To: Catmom

Yep, I have a list. ;^)


60 posted on 04/24/2019 10:48:49 AM PDT by V_TWIN
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