I happen to have some kind of Quicken derivative built in to my Credit Union’s website.
My personal finance program is me looking at the bank account and seeing how little I have. I wish one day to need a personal finance program : )
Take a look at this http://www.gnucash.org/
If you dont mind paying for the software, http://personal-finance-software-review.toptenreviews.com/acemoney-review.html
:: My needs are relatively small. I really only use it to track my checking account and mortgage. ::
Sounds like you just simply need to build an Excel file. You can add in your 401K/IRA/Pension tracking, too.
If your needs are basic, then Quicken is about the only thing out there anymore. I had been a Money user as well, and it held a lot of promise early. Then Microsoft became disinterested in it, leaving the field to Quicken.
The only issue I have with them is that you do have to get a new version at least every 3 years if you want to use their direct links to banks’ on-line services. If you’re comfortable exporting a Quicken formatted file from the banks, then importing it into Quicken, you don’t have to do this. As good as most banks’ on-line bill-pay services have gotten, you can manage your outbound money with that, and the inbound transactions with the export/import.
I’ve had my “Microsoft Money” (with up-grades) since 2000. I hate to give it up as it is the easiest and friendliest program ever. Really helps during tax time with “reports” of expenditures, etc.
As there is no longer any link-up online, I keep it on an my old HP System which I bought in 2003. I don’t know which will give out first the software or the hardware!
I’ve tried Quicken, iBank and several other programs on my iMac but I hate them because they basically suck.
Microsoft made a big mistake, in my opinion, disposing of Microsoft Money.
Have been using Quicken Starter edition the last three months to track a volunteer organization’s accounts. So far it has performed adequately.
Though an Intuit account is necessary, it is without fee. Cloud storage is available for a fee but not required. And am able to link with serving financial institutions to download account data for reconciliation.
Using the software feels a little clumsy. The reports are a bit stiff. But overall the software does the job.
Likely there is better software out there, including Quicken products. But if you can get a free copy of Quicken Starter it should be worth trying for an evaluation.
Be advised, I do not believe Starter can be upgraded. Nor do I know about any 2 year limitations. So additional reviews would be prudent.
I use excel.
Excel.
Microsoft Excel. I can tailor it to however I want to analyze my finances. Very flexible program.
For OSX I use iBank now. It’s ok. I used to use Quicken, then went with Money.
When WinTen comes out I’ll go back to Quicken probably.
The feature I like is when downloading transactions my finance software automatically is notified and imports it.
Another thing that helps a lot is 1Password to keep my logins and passwords straight. It’s a breeze now.
I’ve been using AceMoney for a few years. (Before that Microsoft Money) We got it to be able to summarize all accounts and give us our net worth. It pulls transactions from our bank accounts and gets fund quotes from the web. It does have some quirks when it comes to investments, but overall it was worth the price.
I have used Quick Books and Quicken. We don’t have an account, don’t connect with the banks and won’t go to the “Cloud”. We haven’t had any problems and they do what we want. My 2 accounting children say Excel is amazing but I know nothing about it.
I’ve been using Quicken for over 20 years. I had to upgrade to Quicken 2013 when I got a new computer 2 years ago. My older version of Quicken 2002, was not compatible with Win 7 Pro. If it was I would still be using Quicken 2002. I do not allow Quicken to down load my statements from the banks and other investments, I also don’t store my financial info in the cloud. Quicken makes it easy to reconcile our 4 checking accounts every month.
Same problem. Been using Microsoft Money since 1995. Just want basic software. If I switch to Quicken, does anyone know if it will transfer everything from Money?
If you like open source, you should check out KMyMoney. It was originally developed for Linux, but I use it on my Windows machine without any problems. It has a lot more features than you will probably use, but like most open source software, it is very customizable.
I use Money Manager EX. It is a free open-source program that allows multiple accounts, etc. It does not have all the bells and whistles, but I like it for its simplicity and small size.
The current version is 1.1.2. I prefer an older version 0.9.8 due to some features and interface changes.
The program has versions for most common OS:
http://www.moneymanagerex.org/
Moneydance works well for me.