Conservative Underground ain't buying it, either:
http://www.conservativeunderground.com/forum/showthread.php?t=6204
I like this post over there:
From the Johns Hopkins procedure manual:
e. Advise patients unable to meet 80% coverage of their liability of other available payment options: Medical Assistance application, Installment Payments, Financial Assistance, special funds, etc.
http://finance.jhmi.edu/finance/Forms/FIN041.pdf
Johns Hopkins DOES accept Installment Payments. Then WHY did they need $50K up front????