Skip to comments.Government Takeover: White House Forces Obamacare Insurers To Cover Unpaid Patients At A Loss
Posted on 12/14/2013 6:42:25 AM PST by bigcat32
Of all of the last-minute delays, website bungles, and Presidential whims that have marred the roll-out of Obamacares subsidized insurance exchanges, what happened on Thursday, December 12 will stand as one of the most lawless acts yet committed by this administration.
(Excerpt) Read more at forbes.com ...
Fifth Amendment to the US Constitution:
No person shall . . . be deprived of life, liberty, or property, without due process of law; nor shall private property be taken for public use, without just compensation.
The insurer’s are complicit alright. I suppose this has something to do with the White House telling them that the government will make good on their losses when (not if) they occur.
I am curious though as to just who and which insurer gets “charged” for a non-insured person who receives care? I wander into an emergency room with a broken arm and they take care of me........what insurer does that hospital send the bill to? How does an insurer cover someone who they have no idea even exists?
I have to wonder why the insurance companies are allowing this to happen.
That's why everyone's premiums will double or triple.
It's called Cost shifting
“It’s the Law of the Land”.
Rounding them up and taking them to the gallows would end it pretty quick.
“what insurer does that hospital send the bill to? How does an insurer cover someone who they have no idea even exists?”
You are posing practical questions which in their haste to save 0 care the new threatening regs do not address. If they could have designed a system that would work in the real world, they would not have to issue more last minute threatening regs to begin with!
1. You have to present an insurance card to the hospital or doctor. People without insurance on 1 Jan. will not have insurance cards.
2. Hospitals and doctors are not going to send a bill based on a non-existent or expired card. They can’t. They will ask the person who is responsible for the bill. The person seeking treatment can only then try to file a claim on their own, if they even believe they are actually insured and have a guess by whom they might be “insured” in a world where they are actually NOT insured because of 0 care!
3. IOW only people with cancelled insurance will even have an expired card and an idea where to file a claim; some of these people signed up for a higher-cost replacement policy with the same insurer, so they have a valid insurance card. The new regs imply the insurer is supposed to cover them based on their PREVIOUS policy which 0 care cancelled, and not the NEW policy which complies with 0 care legislation?? Try THAT! An insurance policy is a CONTRACT.
4. The new regulations attempt to bypass contract law. An insurance policy is a contract between the insured and insurer, based on consideration: e.g. your first check. Without that, a contract does not exist. Try to go to court and sue an insurance company that did not cover you, based on 0’s threatening regulations. A court uses settled law to decide cases — i.e. here, contract law.
BC/BS Illinois is honoring this years policies for another year into 2014 as if Democratcare never became law. This is unbelievable.
We absolutely must have a GOP majority in both houses. Once we do we can have investigation after investigation, findings of contempt of Congress, impeachment hearings on these appointees, etc.
“Krauthammer finally spoke out about the real goal..NATIONALIZED SINGLE PAYER HEALTH CARE> All of us for example, knew this from the start.”
Welcome to the party Kraut. Been saying this for years.
Whether intentional or not, that is what this is going to morph into and they will use the Medicaid program as a foundation to build it on.
Well they were fine with it when they salivated over every citizen having to buy policies but now are realizing they got duped by Liar in Chief.
This will lead to the next “too big to fail” bailout—of the insurance companies this time.
It would be easier to rollback OBotCare to the way it was to bring back harmony.
As we all see, the Goobers running the ObamaCare program can’t even do the proper programming to get all the interconnecting insurance databases, and the related informational processing to work properly. And by adding additional tasking of government being the only primary insurance provider would entail much much much more programming that these clowns have shown us that they are incapable of doing. A humongous tasking.
Or Obama by decree could nationalize the private companies that would attempt to keep the institutional knowledge and know-how that is in place and that makes them all employees of the state.
Welcome comrades workers, your overseeing commissars will join you shortly with further instructions from your Dear Leader and on high Emperor Obama.
The popcorn will be flowing for 2014!
I feel sorry for them. Keep in mind that Obama wants you to hate them. They seem complicit, but they are being coerced.
Very true. But, I have to agree with St. Thomas’ earlier comment that if they disagree, they should go out with guns a’blazing.
That's just plain silly. After five years, so far, of systematically lawless damage to our country, no single act of evil stands out as different from the rest of the Obama Administration's actions to destroy American life, American values, and the American Constitution.
Health insurers largely backed Obamacare.
So they can now sell at a loss and like it.
“as if Democratcare never became law. This is unbelievable.”
That is exactly what 0’s statements and new regs are attempting to do by fiat — REPEAL [ok temporarily in their minds] 0 care so that people have coverage on 1 Jan!
They are making it up as they go along! They are pushing the mountain ahead with a bulldozer, hoping that with enough pushing forward, they can somehow make 0 care eventually stick even though it is obvious that it does not work. That they can keep pushing it forward and issue more crazy statements and more crazy regulations to prop it up before it totally collapses.
They have already encouraged people to go directly insurance companies and bypass the exchanges in order to sign up for insurance before the deadline. What a concept! ; )
That makes the unworkable exchanges theoretically unnecessary.
These new threatening regs say to the insurers, if you do not cooperate with us and implement these new “suggestions” you could be barred from the exchanges at renewal time.
There may not even BE exchanges by then! HA!
Insurers have to comply with state insurance laws and oversight. Federal regulations, with suggestions, do not overrule law, do not overrule State insurance Commissioners.
And OH BTW, the people who were messed with by the govt, having their policies cancelled, being put through weeks and months of aggravation and stress and fear, are going to be grateful, that they theoretically could have had their same coverage all along, as though 0 care never existed??
Give me a break! People KNOW how much they have been put through, and even if these new regs COULD work, people will KNOW that they have been put through all that since 1 Oct FOR NOTHING!
Again, it is what the majority of voters said they wanted, not once, but twice. Just be patient, their time is coming. Sooner or later, it will be their ox that is the one being gored. Then the weeping and wailing will begin.
So, more people kicked off of their plans? Ingenious.
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