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Keyword: insurance

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  • World View: Obamacare in Death Spiral as UnitedHealth Announces Pullout

    11/21/2015 11:13:13 AM PST · by Beave Meister · 10 replies
    Breitbart ^ | 11/20/2015 | John J. Xenakis
    UnitedHealth Group, the country’s largest health insurer, announced on Thursday that it was expecting to lose $600 million on Obamacare policies in 2016 from the health insurance exchange websites, and may terminate its Obamacare business by 2017. This was a sudden turnabout for the company. It was just a month ago that the company had said in an earnings call that they expected to expand their Obamacare coverage in 2017. According to Dave Wichmann, president and CFO, on October 15: The annual care ratio is being modestly affected by the performance of our new [Obamacare] public exchange benefit programs which...
  • HHS: Bailing out Obamacare insurers an 'obligation' of the federal government

    11/21/2015 4:19:33 AM PST · by SkyPilot · 68 replies
    Washtington Examiner ^ | 20 Nov 15 | Philip Klein
    The Department of Health and Human Services attempted to reassure private insurers on Thursday that they'll be able to recover losses from participating in Obamacare by claiming it was an "obligation" of the U.S. government to bail them out. At issue is a provision within the law known as the risk corridors program. Under the program, which runs from 2014 through 2016, the federal government is to collect money from health insurers doing better than expected and use those funds to provide a federal backstop to other insurers who incur larger than expected losses from rising medical claims. The idea...
  • On the move now, deer can be a danger to motorists

    11/20/2015 9:37:18 AM PST · by Tolerance Sucks Rocks · 48 replies
    The Kansas City Star ^ | November 12, 2015 | David Boyce
    One day in the first week of November, Pete Pringle and his brother, Luke, were talking about car accidents involving deer. Pete and Luke work at Pringle Auto Body, 2720 S. 34th St., Kansas City, Kan. It is a family business started by their grandfather in 1968 and now is run by their mother. It was natural for them to have a conversation on deer accidents this time of year. It’s when a higher percentage of collisions involving deer occur because it’s the breeding season for deer. “We are getting into that season,” Pete Pringle said. Bucks and does will...
  • Stocks panic as United Healthcare merely THINKS about dropping out of Obamacare.

    11/19/2015 9:32:13 PM PST · by JSDude1 · 20 replies
    Redstate ^ | November 19th, 2015 | Moe Lane
    The very short version: United HealthCare is the biggest health care insurance provider in the country (something like 70 million people, apparently). It is huge, it is influential, it is weighty. And UHC took a $425 million dollar haircut last year in the Obamacare exchanges, so now it’s thinking of stopping selling on the exchange by the end of next year. Note that UHC did not say that they would, merely that they might. They did this at a shareholders’ meeting, too; which suggests that a large part of that might have been due to UHC’s awareness that people were...
  • Home owner insurance companies remove coverage for all solar panels and gear from policy

    11/11/2015 1:11:40 PM PST · by George from New England · 32 replies
    Home owner insurance companies exempting solar panels and associated equipment from coverage. Have you received notice? Do you care?
  • Obamacare is dead

    11/05/2015 3:59:11 PM PST · by GilGil · 71 replies
    National Review ^ | 11/4/2015 | Kevin Williamson
    the so-called Patient Protection and Affordable Care Act (ACA) has failed. The grand vision of an efficient pseudo-market in health insurance under enlightened federal management — the heart of Obamacare — is not coming to pass. Obamacare, meaning the operating model that undergirded the law that Congress passed and President Barack Obama signed with great fanfare — is dead, and it will not be revived. What remains is fitful chaos.
  • Massive shortfall in government payouts to insurance companies promises big premium increases

    10/27/2015 7:50:49 AM PDT · by SeekAndFind · 13 replies
    American Thinker ^ | 10/27/2015 | Rick Moran
    The government program to reimburse insurance companies with big losses as a result of signing up too many old and sick customers is massively short of funds and could cause some companies to either go under or get out of the Obamacare exchanges. The so-called "risk corridors" that forced profitable companies to pay into a fund that would be disbursed to companies who lost money is underfunded by 88% and will almost certainly lead to big changes in premiums and consumer choice on the exchanges. Washington Examiner: Obamacare insurers requested about $2.9 billion in risk corridor payments for the...
  • Drugmaker to offer $1 version of $750-per-pill medication

    10/23/2015 4:08:09 AM PDT · by fruser1 · 18 replies
    Fox News ^ | 10/23/2015 | Fox News (AP Copy)
    "News that Turing, Valeant Pharmaceuticals International Inc. and other drugmakers have bought rights to old, cheap medicines that are the only treatment for serious diseases and then hiked prices severalfold has angered patients. It's triggered government investigations, politicians' proposals to fight "price gouging," heavy media scrutiny and a big slump in biotech stock prices." "Turing's Shkreli, under fire from all sides, said late last month that he would lower the price of Daraprim, but hasn't so far. A Turing spokesman didn't respond to a request for comment Thursday but recently noted the company is capping patient copayments at $10."
  • Feds Hide Secret List Of 11 Staggering Obamacare Insurers

    10/19/2015 2:40:32 AM PDT · by markomalley · 8 replies
    Daily Caller ^ | 10/19/15 | Richard Pollock
    Federal officials have a secret list of 11 Obamacare health insurance co-ops they fear are on the verge of failure, but they refuse to disclose them to the public or to Congress, a Daily Caller News Foundation investigation has learned.Just in the last three weeks, five of the original 24 Obamacare co-ops announced plans to close, bringing the total of failures to nine barely two years after their launch with $2 billion in start-up capital from the taxpayers under the Affordable Care Act.All 24 received 15-year loans in varying amounts to offer health insurance to poor and low income customers...
  • Nearly 200,000 Colorado Health Plans to be Canceled Despite Obamacare Extension

    03/14/2015 4:54:33 AM PDT · by Mount Athos · 15 replies
    PJ tattler ^ | March 13, 2015 | Bridget Johnson
    Colorado Sen. Cory Gardner (R) said hes utterly appalled by the Colorado Division of Insurance decision to cancel 190,000 health plans that dont comply with Obamacare regulations even though they have the authority to continue the old plans for another year under grandfathering rules announced last year. Coloradans were promised by supporters of this healthcare law that if they liked their plans, they could keep their plans, he said. DOI should follow through on that promise, and prove that last years extension wasnt simply an empty election year ploy to fool people into believing they were going to be...
  • Largest health insurer on Colorado exchange collapses (obozocare)

    10/16/2015 1:13:02 PM PDT · by dynachrome · 28 replies
    Reporter Herald ^ | 10-16-15 | Kristen Wyatt
    Colorado's biggest nonprofit health insurer announced its closure Friday, forcing nearly 83,000 Coloradans to find a new insurer for 2016. Colorado HealthOP announced Friday that the state Division of Insurance has de-certified it as an eligible insurance company. That's because the cooperative relied on federal support, and federal authorities announced last month they wouldn't be able to pay most of what they owed in a program designed to help health insurance co-ops get established. The Colorado announcement makes the co-op the seventh in the nation to collapse. Similar nonprofit insurers have already failed in Kentucky, Louisiana, Iowa/Nebraska, Nevada, New York...
  • Kentucky nonprofit health insurer to shut down

    10/10/2015 9:12:07 AM PDT · by EXCH54FE · 22 replies
    The Hill ^ | 10 Oct 2015 | Peter Sullivan
    Kentuckys nonprofit health insurer set up under ObamaCare is shutting down because of financial problems, the latest in a string of closures for the nonprofit plans around the country. Kentucky Health Cooperative, a nonprofit insurer known as a co-op, explained that it could not stay financially afloat after learning of a low payment from an ObamaCare program called risk corridors. That program was intended to protect insurers from heavy losses in the early years of the health law by taking money from better-performing insurers and giving it to worse-performing ones. However, the Obama administration announced on Oct. 1 that the...
  • State approves 27% Obamacare rate hike for HMSA; 34% for Kaiser

    10/06/2015 11:10:07 AM PDT · by Jyotishi · 12 replies
    Honolulu Star-Advertiser ^ | Monday, October 05, 2015 | Kristen Consillio
    The state approved a 27.3 percent rate hike for Hawaii Medical Service Association members and 34.4 percent increase for Kaiser members in Obamacare plans for 2016. HMSA, the state's largest health insurer, had proposed an average 49.1 percent rate hike -- the highest it has ever requested -- for 20,935 members in Obamacare plans next year. . . .
  • Flo and her Boss Progressive Insurance

    10/06/2015 10:11:22 AM PDT · by dvan · 47 replies
    SNOPES ^ | NA | NA
    ⌂ AT&T ⋁ Mail News Sports Finance Weather Entertainment AT&T Features Mobile U-verse More ⋁ En Español ⌂ Home 👤Donald ⚙ Help Press ? for keyboard shortcuts. Close Ad Mail Contacts Calendar Notepad Messenger News Feed Fw: Flo and her Boss Progressive Insurance Important Maggie Rollins Today at 9:39 AM To Don Van ZANT Sent from Yahoo Mail on Android From:"Diane Bonetti" Date:Tue, Oct 6, 2015 at 7:37 AM Subject:Fw: Flo and her Boss Progressive Insurance Subject: Flo and her Boss Progressive Insurance Stephanie Courtney, the actress who plays "Flo," gets $500,000 per year. Flo AND HER BOSS !!!!!...
  • Summary of the Health Care We Had BEFORE ObamaCare

    09/30/2015 5:21:56 AM PDT · by xzins · 34 replies
    Vanity ^ | 30 Sep 15 | Xzins
    There are a few major characteristics of health care before Obama Care. 1. It was quasi-private: most was funded by employers. 2. Some was directly paid private insurance. 3. Insurance could only be bought state by state. It could not be bought across state lines. It was non-competitive. 4. Those without insurance were covered by hospitals under Good Samaritan type laws. 5. Hospitals and doctors passed those costs on by increasing costs to insured patients and their insurance companies. 6. Those were passed on to the government by partial deductions by individuals on their tax forms. 7. The rest were...
  • Soggy revenge? Water damage discovered after tenant evicted

    09/19/2015 8:34:03 AM PDT · by grimalkin · 13 replies
    KOMO News ^ | Sep 18, 2015 | Lindsay Cohen
    Donald Rennie, who co-owns the business next door, said he returned to work from a Bahamas vacation Monday to find the ocean had practically followed him home. About 2 inches of water had seeped into the carpet and onto the furniture from the neighboring storefront, Rennie said. "I opened the door and smelled a horrible smell. My feet were actually squishing in the carpet from the amount of water that was in here," Rennie said. "All of that water seeped in over here and it was just a mess." Police are still trying to track down the woman who owned...
  • This Liberty Mutual Commercial Teaches the Wrong Policy

    09/01/2015 4:54:04 PM PDT · by Faith Presses On · 16 replies
    Car and Driver ^ | 12/12/14 | Don Klein
    What We See: This commercial isnt for a car, but its about something you see in a lot of car ads these days: parallel parking without much driver input. We open on an unremarkable young woman talking to us from someplace in lower Manhattan. Over her shoulder we can see the Statue of Liberty, whichand its not by accidentlooks a lot like the Liberty Mutual logo. The woman explains that although there are many things young people do well, parallel parking isnt one of them. She then gives two options: Either take the bus or get Liberty Mutual insurance, because...
  • Questions about COBRA

    08/04/2015 9:56:29 AM PDT · by incredulous joe · 32 replies
    4 August, 2015 | Incredulous Joe
    Greetings Freeper Friends, I hope that someone might be able to help me out or guide me to a source where I might find answers. A few years back, at the height of the economic turmoil, I had to do something drastic; I changed my career of some 20-plus years from a graphic designer and art director to a nurse's aide. It was a big move down the economic ladder. I did this because of the lack of the stability in my field; I could no longer recruit new clients and, when I did work for folks, I could not...
  • More in Minnesota have health coverage but still can't afford to be sick

    07/27/2015 7:50:23 PM PDT · by TurboZamboni · 22 replies
    Star Tribune ^ | 7-26-15 | Glenn Howatt
    The number of Minnesotans struggling to pay their medical bills is rising sharply, despite an increase in the number of residents who have health insurance. In the past year, Minnesotas main hospital and clinic groups filed nearly 9,000 lawsuits against people with large or long-standing medical debts a sharp increase since 2005, according to a Star Tribune analysis of court records. Once a leading cause of personal bankruptcy in the United States, medical debt was widely expected to decline as more Americans got health insurance following federal health reform. Instead, shifts in the insurance market are pushing more people...
  • Feds Seize Medical Records on 'Fishing Expedition' Investigations with No Subpoena from a Judge

    07/22/2015 6:35:10 PM PDT · by Whenifhow · 15 replies
    American Thinker ^ | July 20 2015 | Mark Fitzgibbons
    While focusing their resources and political energy on the NSAs mass collection of metadata, privacy advocates have neglected the most dangerous institutionalized violations of the Fourth Amendment: administrative subpoenas. Now a United States District Court judge in Texas has ruled for the Drug Enforcement Agency that an administrative subpoena may be used to search medical records. It was inevitable, given the march towards illegally nullifying the Fourth Amendment through use of these judge-less bureaucrat warrants authorized by Congress. Administrative subpoenas are issued unilaterally by government agencies -- meaning without approval by neutral judges -- and without probable cause stated under...
  • Population Health: The Insurance Cartels Next Big Move in Dominating Medical Care

    07/22/2015 1:51:47 PM PDT · by Rona Badger · 3 replies
    The American Medical Money Machine ^ | July 22, 2015 | James R. Goldberg
    Population Health is an Orwellian extension of UnitedHealths plan to profit at the expense of the real health of the people. In our opinion, the term Population Health is a blatant attempt, supported by Obamacare and the current administration, to unilaterally alter the way in which medicine is practiced in the United States. Population Health has been around for years but its still being defined today. Tom Sullivan, Executive Editor of HIMSS Media gives some clues in his post, What exactly is population health, anyway? but confirms that what has become eminently clear is that defining population health depends on...
  • The Art and Riches of Value-Based Care: A Malevolent New Medical Pseudoscience

    07/17/2015 9:35:15 AM PDT · by Rona Badger · 14 replies
    The American Medical Money Machine ^ | July 17, 2015 | TAMMM Staff
    Chasing bigger profits, the insurance cartel has now come full circle to embrace pseudoscience wholeheartedly. From deep inside the inner workings of the giant insurance companies comes the very antithesis of fact-based statistics and research: Value-Based Care. Though the concept has been brewing for more than a decade, its now hitting the mainstream as the darling for determining how medicine and money will be dispensed. This impressive sounding term essentially justifies the biggest rip-off of all time. Many doctors and physician assistants interviewed by TAMMM staff tell us they whiz through these forms, often putting blanket NOs for answers which...
  • ObamaCare's Mandate Penalty Tax Brings In 40% Less Than Expected

    07/17/2015 4:21:40 AM PDT · by IBD editorial writer · 8 replies
    Investor's Business Daily ^ | 07/16/2015 | John Merline
    The IRS reported this week that 6.6 million people paid the ObamaCare mandate penalty for not having insurance last year, which the administration says is 10% higher than they'd expected. This isn't exactly good news, given that the entire point of the mandate penalty tax is to encourage everyone to buy coverage. Even if it were, the number comes with two big caveats.
  • No more revolving door? Former head of Obamacare is now top insurance industry lobbyist

    07/16/2015 4:54:26 AM PDT · by IBD editorial writer · 6 replies
    Investor's Business Daily ^ | 07/15/2015 | John Merline
    Where do you go after you've overseen the massively botched launch of the still unfinished ObamaCare website and were caught wildly exaggerating the number of people enrolled in ObamaCare plans? Why, you get a job as head of the insurance industry's top trade group, of course. Welcome to the revolving door Washington, D.C., style.
  • For Churches That Wont Perform Same-Sex Weddings, Insurance Begins to Look Iffy

    07/14/2015 12:54:11 PM PDT · by NRx · 23 replies
    NRO ^ | 07-08-2015 | David French
    In the aftermath of Obergefell v. Hodges, pastors and church members are experiencing a wave of anxiety over what many of them deem the nightmare scenario: lawsuits or government action designed to force them to perform or recognize same-sex marriages. While there are so far no meaningful judicial precedents that would permit such dramatic interference with churches core First Amendment rights, lawsuits challenging church liberties are inevitable. Indeed, the Iowa Civil Rights Commission has declared that prohibitions against discrimination on the basis of sexual orientation and gender identity sometimes apply to churches and has stated that a church...

    07/09/2015 2:59:44 PM PDT · by knarf · 23 replies
    national review ^ | July 9, 2015 | David French
    The general liability form does not provide any coverage for this type of situation, since there is no bodily injury, property damage, personal injury, or advertising injury. If a church is concerned about the possibility of a suit, we do offer Miscellaneous Legal Defense Coverage. This is not liability coverage, but rather expense reimbursement for defense costs. There is no coverage for any judgments against an insured.
  • Obamacare Guidelines: Insurance Must Cover Mammogram or Pap Smear for a Transgender Man

    06/24/2015 10:18:05 AM PDT · by jazusamo · 55 replies
    CNSNews ^ | June 24, 2015 | Brittany M. Hughes
    ( The Department of Health and Human Services most recent guidelines explaining the preventive services mandate under the Patient Protection and Affordable Care Actor Obamacaresays health insurance plans must provide co-pay-free pap smears and mammograms to transgender men. As defined by the federal Office of Personnel Management: a person assigned the female sex at birth but who identifies as male is a transgender man. The guidelines, written as a FAQ sheet, state: Q5: Can plans or issuers limit sex-specific recommended preventive services based on an individual's sex assigned at birth, gender identity or recorded gender? No. Whether a sex-specific...
  • Elephant Insurance to add 1,173 jobs at Henrico headquarters (Virginia)

    06/18/2015 4:51:09 AM PDT · by 2ndDivisionVet · 4 replies
    The Danville Register-Bee ^ | June 9, 2015 | Randy Hallman, The Richmond Times-Dispatch
    Elephant Auto Insurance will add 1,173 jobs at its Henrico County headquarters and will invest $2 million to expand the operation. Governor Terry McAuliffe announced the expansion today in Cardiff, United Kingdom, where he met with officials from Elephant's parent company, U.K.-based Admiral Group PLD. Elephant which had 365 employees at its headquarters in March, was already in a growth mode. In January the company moved from a 32,000-square-foot office on Eastshore Drive in the Innsbrook Corporate Center to a 54,000-square-foot site in the Deep Run I office building at 9950 Mayland Drive.
  • ObamaCare Can't Account for Almost $3 Billion In Subsidy Payments

    06/18/2015 2:59:51 AM PDT · by IBD editorial writer · 18 replies
    Investor's Business Daily ^ | 06/17/2015 | Staff
    Fiscal Responsibility: Now we learn that the Obama administration doesn't know whether billions in subsidies it paid out to insurers were appropriate. Yeah, this law is working just great.
  • Latest Obamacare Ad Features Woman Who Claims the ACA Saved Her Life. Theres Just One Issue

    06/05/2015 7:01:17 PM PDT · by lowbridge · 15 replies ^ | june 5, 2015 | kara pendleton
    In a new ad for the Affordable Care Act,a woman named Julie Adams explains how the ACA saved her life: Ill always remember how affordable health care saved my life, said Julie Adams. If Congress tries to take that away, Ill remember that, too. The Community Catalyst Action Fundwroteabout the ad, saying thatAmericans have not had enough opportunity to hear personal stories like Julies and claiming thatJuliewas able to catch hercancer early because of the ACA. It wenton to state that for 20 years before the enactment of the benefits of ACA she lived in fear getting sick and didnt...
  • House bill would require gun owners to have liability insurance

    05/29/2015 12:47:40 PM PDT · by 2ndDivisionVet · 58 replies
    The Hill ^ | May 29, 2015 | Lydia Wheeler
    (VIDEO-AT-LINK)House Democrat Rep. Carolyn Maloney (N.Y.) has introduced a bill that would require gun owners to carry liability insurance. The Firearm Risk Protection Act, unveiled Friday, would require gun buyers to have liability insurance coverage before being allowed to purchase a weapon, and would impose a fine of $10,000 if an owner is found not to have it. Service members and law enforcement officers, however, would be exempt from the requirement. We require insurance to own a car, but no such requirement exists for guns," Maloney said in a statement. "The results are clear: car fatalities have declined by 25...
  • As ObamaCare Premiums Spiral, Dems Push Costly New Mandates

    05/28/2015 6:16:25 AM PDT · by IBD editorial writer · 12 replies
    Investor's Business Daily ^ | 05/27/2015 | Staff
    Health Reform: Looks like ObamaCare premiums will skyrocket for many next year. So what do Democrats propose? New insurance mandates that will drive premiums up even higher. Which one is the stupid party again?
  • Ready For Another Obamacare Price Hike?

    05/26/2015 4:19:25 AM PDT · by rootin tootin · 8 replies
    American Spectator ^ | 5/26/2015 | David Catron
    In July of 2009, as the Obamacare debate was heating up, Gallup published a survey indicating that 83 percent of Americans wanted health care reform to make their health insurance more affordable. Now, more than five years after the Presidents signature domestic achievement was passed, health insurance premiums are higher than ever. And its obvious that Obamacare is a major driver of the increase. The Wall Street Journal reports that insurers are proposing rate increases ranging from 25 to 51 percent for 2016. Why? All of them cite high medical costs incurred by people newly enrolled under the Affordable Care....
  • 12 States Release Proposed Premium Increases

    05/22/2015 10:55:38 AM PDT · by ThethoughtsofGreg · 14 replies
    American Legislator ^ | 5-22-15 | Sean Riley
    While premium filings arent expected from the federal government until next month, a report from The Wall Street Journal released Thursday provides a snapshot of preliminary 2016 rate filings from health insurance market leaders in 11 states. The figures represent average increases in premiums proposed by the largest carriers in each state that has made requests public. A separate report from the Associated Press notes that the largest carrier in South Dakota has proposed a 42.9 percent increase in premiums in the individual market. Increases are subject to review by the states and will be finalized in the fall.
  • Exchange board votes to scoop up millions from two higher fees ( Colorado health insurance )

    05/15/2015 12:10:18 PM PDT · by george76 · 20 replies
    Health News Colorado ^ | May 15, 2015 | Katie Kerwin McCrimmon
    Despite fury from lawmakers the day before, Colorados health exchange board voted on Thursday to collect millions of additional dollars from all Colorado health insurance customers, even those who have nothing to do with the exchange. On top of that broad market assessment, the board also voted to more than double the user fees levied on people who buy insurance through Colorados exchange. .. The higher broad market fee is projected to allow Connect for Health Colorado to scoop up about about $20 million in 2016. It has been set at $1.25 per member per month on all health insurance...
  • Obamacare Exchange: Michigan Dodged a Bullet

    05/12/2015 1:35:34 PM PDT · by MichCapCon · 3 replies
    Michigan Capitol Confidential ^ | 5/10/2015 | Jack McHugh
    In a news story titled Nearly half of Obamacare exchanges are struggling over their future, The Washington Post reports the following: Nearly half of the 17 insurance marketplaces set up by the states and the District under President Obamas health law are struggling financially, presenting state officials with an unexpected and serious challenge five years after the passage of the landmark Affordable Care Act. Many of the online exchanges are wrestling with surging costs, especially for balky technology and expensive customer-call centers and tepid enrollment numbers. To ease the fiscal distress, officials are considering raising fees on insurers, sharing...
  • Auto Insurance Reforms a Good Start

    05/11/2015 8:51:41 AM PDT · by MichCapCon · 6 replies
    Michigan Capitol Confidential ^ | 5/10/2015 | Dr. Gary Wolfram
    With Senate Bill 248 the Michigan Legislature is attempting to address a number of problems with the auto insurance market in the state. Michigans no-fault system creates misaligned incentives, resulting in auto insurance rates that are among the highest in the nation. There is also a larger question of why we treat severe injuries from car accidents differently than we treat the similar injuries from other types of accidents. The unlimited personal injury protection provision in the current no-fault system creates an incentive to provide very expensive care, rather than provide affordable and effective treatment aimed at quickly restoring the...
  • If MinnesotaCare goes, here's what's at stake

    04/18/2015 11:33:06 AM PDT · by TurboZamboni · 8 replies
    Pioneer Press | 4-16-15 | David Montgomery
    In 49 states, there are basically two options for public health insurance programs: Medicaid for the very poor, and subsidized private health insurance on the Affordable Care Act's exchanges for everyone else. Minnesota is the exception. Unlike every other state, it has a third option in the middle: MinnesotaCare. Created in the 1990s, MinnesotaCare covers people who earn too much money for Medical Assistance (Minnesota's Medicaid program) but not enough to qualify for MNsure, the state's health insurance exchange.
  • Is ObamaCare Enrollment Already Hitting A Wall?

    04/07/2015 4:00:09 AM PDT · by IBD editorial writer · 39 replies
    Investor's Business Daily ^ | 03/06/2015 | John Merline
    Earlier this year, the Obama administration hoped to boost ObamaCare sign-ups by offering a special enrollment period for millions who didn't know about the individual mandate penalty until they filed their taxes. They'd have until the end of April to buy a plan and avoid paying an even bigger ObamaCare penalty when they file taxes next year. At least one outside observer expected as many as 1.2 million to sign up.
  • Response from Senator Casey [Obamacare]

    04/02/2015 2:54:46 AM PDT · by Timber Rattler · 7 replies
    Office of Senator Bob Casey ^ | April 2, 2015 | Senator Bob Casey
    Dear XXXXXXX: Thank you for taking the time to contact me about health insurance premiums and the Affordable Care Act. I appreciate hearing from you about this issue. Over the next several years, the Affordable Care Act will extend health insurance coverage to an additional 30 million Americans, ensuring that 95 percent of our Nation has access to quality, affordable care. I recognize that the Affordable Care Act is not perfect, and that some changes may need to be made. However, I believe that this law reflects our Nations commitment to ensuring access to health care for all Americans. One...
  • No Insurance Available for Jewish Kindergartens in Belgium

    04/01/2015 2:03:50 PM PDT · by Nachum · 8 replies
    A Belgian insurance company has refused to insure a Jewish kindergarten in Brussels. The company claimed the risk of a terror attack on the European Jewish Association-run institution was too high. EJA General Director Rabbi Menachem Margolin called on all European governments and heads of European Union institutions to provide security to all Jewish institutions that would satisfy insurance companies, and establish an alternative insurance mechanism that would secure any institution that might fall victim to anti-Semitic attacks.
  • ObamaCare Pushes Colleges to Dump Student Health Plans

    03/31/2015 4:27:00 AM PDT · by IBD editorial writer · 14 replies
    Investor's Business Daily ^ | 03/30/2015 | John Merline
    College professors and students keep suffering unexpected costly ObamaCare side effects. First, colleges started rolling back faculty hours to avoid the employer mandate, a development the American Association of Association of University Professors called "reprehensible." Then Harvard professors complained when the college hiked their insurance costs because of "health care reform." Now colleges are starting to dump their student insurance plans because of ObamaCare.
  • IRS won't penalize people for failing to say they have health insurance on tax form

    03/30/2015 5:54:01 PM PDT · by Libloather · 19 replies
    Washington Examiner ^ | 3/30/15 | Robert King
    For the first time, a majority of taxpayers will have to check a box on their tax return attesting they have health insurance either through their job or Medicare or Medicaid. But what happens if they miss it, which can easily happen on the complex form? The Internal Revenue Service told the Washington Examiner it will not penalize anyone who has insurance but neglected to check the box. However, a taxpayer may be asked by the agency if they have health insurance if their return is flagged during a routine check. "The IRS routinely follows-up on the accuracy and completeness...
  • ObamaCare Causes A Descent Into Madness Familiar To Many

    03/27/2015 4:27:28 AM PDT · by IBD editorial writer · 10 replies
    Investor's Business Daily ^ | 03/26/2015 | Bob Maistros
    Franz Kafka lives. Except even this spinner of tales of helpless victims of faceless bureaucracies might not have imagined a situation where a law-abiding citizen faces a fine for failing to take an action his government prohibits him from performing.
  • Is there an insurer that does NOT have the 2 year contestability

    03/24/2015 1:41:16 PM PDT · by knarf · 11 replies
    self | March 24, 2015 | knarf
    All the ads I get say .. 125% of premiums in first two years
  • The Democrats' Boil-The-Frog Strategy For ObamaCare

    03/24/2015 10:22:47 AM PDT · by IBD editorial writer · 5 replies
    Investor's Business Daily ^ | 03/24/2015 | John Merline
    ObamaCare is supposed to be good for the nation. President Obama just said so again this week in his remarks celebrating the law's 5th anniversary. Yet at every turn, he and his fellow Democrats who crafted the law and rammed it through Congress keep trying to delay many of its key features out of fear that they will harm businesses, hurt individuals or cost them politically.
  • The Danger of Obama's "Pre-Existing Conditions" Ban

    03/19/2015 6:22:56 AM PDT · by TurboZamboni · 3 replies
    CCHC ^ | 3-18-15 | Twila Brase
    There is a way out. The path to freedom is available -- and increasingly possible as Obamacare opposition grows and support for repeal increases. Here is a starter package of much-needed policy changes: ⦁ Repeal every word of Obamacare, including the ban on pre-existing condition exclusions. ⦁ Refuse to legalize Obama’s illegal subsidies if King wins King v. Burwell. ⦁ Refuse to build a state exchange no matter who wins King v. Burwell. ⦁ Restore access to indemnity (catastrophic) policies – true health insurance ⦁ Offer individual insurance pre-birth, with ownership linked to the baby. ⦁ Encourage ownership of insurance...
  • Facing Mortality

    03/18/2015 11:59:59 AM PDT · by taxcontrol · 29 replies
    None ^ | 3/18/2015 | Taxcontrol
    Last month my brother-in-law passed unexpectedly from a massive heart attack. He appeared to be in good shape, he worked out and even had is annual physical a week prior to his passing. He had just purchased a house that he was going to remodel and had a really good job. He was 46 years old. Far too young to be leaving us by our standards. He was loved. The good news is that I know he was a Christian. Perhaps not the ideal but he was a baptized believer in Christ. I know in my heart that he is...
  • ObamaCare Premiums Jumped 23% This Year -- After Subsidies

    03/18/2015 4:12:52 AM PDT · by IBD editorial writer · 13 replies
    Investor's Business Daily ^ | 03/17/2015 | John Merline
    President Obama has talked a lot in recent months about how health care inflation has moderated in recent years, and he always manages to credit ObamaCare for the result. But there is rampant inflation in one part of the health care system, and ironically enough it involves ObamaCare premiums.
  • Taylor Swift Insures Gams for 40M bucks

    03/12/2015 3:05:05 AM PDT · by Reaganite Republican · 26 replies
    Reaganite Republican ^ | 12 March 2015 | Reaganite Republican
    That's $20M a stem... Much like how Fred Astaire took-out a policy on his legendary dancin' legs for $75K a pop -and national treasure Dolly Parton hedged her ginormous, iconic boobs for $600K (for the set)- contemporary pop star Taylor Swift has nowinsured her own (Grade-A) legs for a cool $40M. And although her music is not entirely my cup of tea, I've heard worse (plus she's actually a songwriter- I respect that). Alas, they might have guessed a bit light on the legs appraisal- seems tohave become her trademark already, and no doubt more than a minor element of...