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Keyword: insurance

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  • Ready For Another Obamacare Price Hike?

    05/26/2015 4:19:25 AM PDT · by rootin tootin · 8 replies
    American Spectator ^ | 5/26/2015 | David Catron
    In July of 2009, as the Obamacare debate was heating up, Gallup published a survey indicating that 83 percent of Americans wanted health care reform to make their health insurance more affordable. Now, more than five years after the Presidentís ďsignature domestic achievementĒ was passed, health insurance premiums are higher than ever. And itís obvious that Obamacare is a major driver of the increase. The Wall Street Journal reports that insurers are proposing rate increases ranging from 25 to 51 percent for 2016. Why? ďAll of them cite high medical costs incurred by people newly enrolled under the Affordable Care....
  • 12 States Release Proposed Premium Increases

    05/22/2015 10:55:38 AM PDT · by ThethoughtsofGreg · 14 replies
    American Legislator ^ | 5-22-15 | Sean Riley
    While premium filings arenít expected from the federal government until next month, a report from The Wall Street Journal released Thursday provides a snapshot of preliminary 2016 rate filings from health insurance market leaders in 11 states. The figures represent average increases in premiums proposed by the largest carriers in each state that has made requests public. A separate report from the Associated Press notes that the largest carrier in South Dakota has proposed a 42.9 percent increase in premiums in the individual market. Increases are subject to review by the states and will be finalized in the fall.
  • Exchange board votes to scoop up millions from two higher fees ( Colorado health insurance )

    05/15/2015 12:10:18 PM PDT · by george76 · 20 replies
    Health News Colorado ^ | May 15, 2015 | Katie Kerwin McCrimmon
    Despite fury from lawmakers the day before, Coloradoís health exchange board voted on Thursday to collect millions of additional dollars from all Colorado health insurance customers, even those who have nothing to do with the exchange. On top of that ďbroad market assessment,Ē the board also voted to more than double the user fees levied on people who buy insurance through Coloradoís exchange. .. The higher broad market fee is projected to allow Connect for Health Colorado to scoop up about about $20 million in 2016. It has been set at $1.25 per member per month on all health insurance...
  • Obamacare Exchange: Michigan Dodged a Bullet

    05/12/2015 1:35:34 PM PDT · by MichCapCon · 3 replies
    Michigan Capitol Confidential ^ | 5/10/2015 | Jack McHugh
    In a news story titled ďNearly half of Obamacare exchanges are struggling over their future,Ē The Washington Post reports the following: Nearly half of the 17 insurance marketplaces set up by the states and the District under President Obamaís health law are struggling financially, presenting state officials with an unexpected and serious challenge five years after the passage of the landmark Affordable Care Act. Many of the online exchanges are wrestling with surging costs, especially for balky technology and expensive customer-call centers ó and tepid enrollment numbers. To ease the fiscal distress, officials are considering raising fees on insurers, sharing...
  • Auto Insurance Reforms a Good Start

    05/11/2015 8:51:41 AM PDT · by MichCapCon · 6 replies
    Michigan Capitol Confidential ^ | 5/10/2015 | Dr. Gary Wolfram
    With Senate Bill 248 the Michigan Legislature is attempting to address a number of problems with the auto insurance market in the state. Michiganís no-fault system creates misaligned incentives, resulting in auto insurance rates that are among the highest in the nation. There is also a larger question of why we treat severe injuries from car accidents differently than we treat the similar injuries from other types of accidents. The unlimited personal injury protection provision in the current no-fault system creates an incentive to provide very expensive care, rather than provide affordable and effective treatment aimed at quickly restoring the...
  • If MinnesotaCare goes, here's what's at stake

    04/18/2015 11:33:06 AM PDT · by TurboZamboni · 8 replies
    Pioneer Press | 4-16-15 | David Montgomery
    In 49 states, there are basically two options for public health insurance programs: Medicaid for the very poor, and subsidized private health insurance on the Affordable Care Act's exchanges for everyone else. Minnesota is the exception. Unlike every other state, it has a third option in the middle: MinnesotaCare. Created in the 1990s, MinnesotaCare covers people who earn too much money for Medical Assistance (Minnesota's Medicaid program) but not enough to qualify for MNsure, the state's health insurance exchange.
  • Is ObamaCare Enrollment Already Hitting A Wall?

    04/07/2015 4:00:09 AM PDT · by IBD editorial writer · 39 replies
    Investor's Business Daily ^ | 03/06/2015 | John Merline
    Earlier this year, the Obama administration hoped to boost ObamaCare sign-ups by offering a special enrollment period for millions who didn't know about the individual mandate penalty until they filed their taxes. They'd have until the end of April to buy a plan and avoid paying an even bigger ObamaCare penalty when they file taxes next year. At least one outside observer expected as many as 1.2 million to sign up.
  • Response from Senator Casey [Obamacare]

    04/02/2015 2:54:46 AM PDT · by Timber Rattler · 7 replies
    Office of Senator Bob Casey ^ | April 2, 2015 | Senator Bob Casey
    Dear XXXXXXX: Thank you for taking the time to contact me about health insurance premiums and the Affordable Care Act. I appreciate hearing from you about this issue. Over the next several years, the Affordable Care Act will extend health insurance coverage to an additional 30 million Americans, ensuring that 95 percent of our Nation has access to quality, affordable care. I recognize that the Affordable Care Act is not perfect, and that some changes may need to be made. However, I believe that this law reflects our Nationís commitment to ensuring access to health care for all Americans. One...
  • No Insurance Available for Jewish Kindergartens in Belgium

    04/01/2015 2:03:50 PM PDT · by Nachum · 8 replies
    A Belgian insurance company has refused to insure a Jewish kindergarten in Brussels. The company claimed the risk of a terror attack on the European Jewish Association-run institution was too high. EJA General Director Rabbi Menachem Margolin called on all European governments and heads of European Union institutions to provide security to all Jewish institutions that would satisfy insurance companies, and establish an alternative insurance mechanism that would secure any institution that might fall victim to anti-Semitic attacks.
  • ObamaCare Pushes Colleges to Dump Student Health Plans

    03/31/2015 4:27:00 AM PDT · by IBD editorial writer · 14 replies
    Investor's Business Daily ^ | 03/30/2015 | John Merline
    College professors and students keep suffering unexpected costly ObamaCare side effects. First, colleges started rolling back faculty hours to avoid the employer mandate, a development the American Association of Association of University Professors called "reprehensible." Then Harvard professors complained when the college hiked their insurance costs because of "health care reform." Now colleges are starting to dump their student insurance plans because of ObamaCare.
  • IRS won't penalize people for failing to say they have health insurance on tax form

    03/30/2015 5:54:01 PM PDT · by Libloather · 19 replies
    Washington Examiner ^ | 3/30/15 | Robert King
    For the first time, a majority of taxpayers will have to check a box on their tax return attesting they have health insurance either through their job or Medicare or Medicaid. But what happens if they miss it, which can easily happen on the complex form? The Internal Revenue Service told the Washington Examiner it will not penalize anyone who has insurance but neglected to check the box. However, a taxpayer may be asked by the agency if they have health insurance if their return is flagged during a routine check. "The IRS routinely follows-up on the accuracy and completeness...
  • ObamaCare Causes A Descent Into Madness Familiar To Many

    03/27/2015 4:27:28 AM PDT · by IBD editorial writer · 10 replies
    Investor's Business Daily ^ | 03/26/2015 | Bob Maistros
    Franz Kafka lives. Except even this spinner of tales of helpless victims of faceless bureaucracies might not have imagined a situation where a law-abiding citizen faces a fine for failing to take an action his government prohibits him from performing.
  • Is there an insurer that does NOT have the 2 year contestability

    03/24/2015 1:41:16 PM PDT · by knarf · 11 replies
    self | March 24, 2015 | knarf
    All the ads I get say .. 125% of premiums in first two years
  • The Democrats' Boil-The-Frog Strategy For ObamaCare

    03/24/2015 10:22:47 AM PDT · by IBD editorial writer · 5 replies
    Investor's Business Daily ^ | 03/24/2015 | John Merline
    ObamaCare is supposed to be good for the nation. President Obama just said so again this week in his remarks celebrating the law's 5th anniversary. Yet at every turn, he and his fellow Democrats ó who crafted the law and rammed it through Congress ó keep trying to delay many of its key features out of fear that they will harm businesses, hurt individuals or cost them politically.
  • The Danger of Obama's "Pre-Existing Conditions" Ban

    03/19/2015 6:22:56 AM PDT · by TurboZamboni · 3 replies
    CCHC ^ | 3-18-15 | Twila Brase
    There is a way out. The path to freedom is available -- and increasingly possible as Obamacare opposition grows and support for repeal increases. Here is a starter package of much-needed policy changes: ‚¶Ā Repeal every word of Obamacare, including the ban on pre-existing condition exclusions. ‚¶Ā Refuse to legalize Obama¬ís illegal subsidies if King wins King v. Burwell. ‚¶Ā Refuse to build a state exchange no matter who wins King v. Burwell. ‚¶Ā Restore access to indemnity (catastrophic) policies ¬Ė true health insurance ‚¶Ā Offer individual insurance pre-birth, with ownership linked to the baby. ‚¶Ā Encourage ownership of insurance...
  • Facing Mortality

    03/18/2015 11:59:59 AM PDT · by taxcontrol · 29 replies
    None ^ | 3/18/2015 | Taxcontrol
    Last month my brother-in-law passed unexpectedly from a massive heart attack. He appeared to be in good shape, he worked out and even had is annual physical a week prior to his passing. He had just purchased a house that he was going to remodel and had a really good job. He was 46 years old. Far too young to be leaving us by our standards. He was loved. The good news is that I know he was a Christian. Perhaps not the ideal but he was a baptized believer in Christ. I know in my heart that he is...
  • ObamaCare Premiums Jumped 23% This Year -- After Subsidies

    03/18/2015 4:12:52 AM PDT · by IBD editorial writer · 13 replies
    Investor's Business Daily ^ | 03/17/2015 | John Merline
    President Obama has talked a lot in recent months about how health care inflation has moderated in recent years, and he always manages to credit ObamaCare for the result. But there is rampant inflation in one part of the health care system, and ironically enough it involves ObamaCare premiums.
  • Taylor Swift Insures Gams for 40M bucks

    03/12/2015 3:05:05 AM PDT · by Reaganite Republican · 26 replies
    Reaganite Republican ^ | 12 March 2015 | Reaganite Republican
    That's $20M a stem... Much like how Fred Astaire took-out a policy on his legendary dancin' legs for $75K a pop -and national treasure Dolly Parton hedged her ginormous, iconic boobs for $600K (for the set)- contemporary pop star Taylor Swift has now†insured her own (Grade-A) legs for a cool $40M. And although her music is not entirely my cup of tea, I've heard worse (plus she's actually a songwriter- I respect that). Alas, they might have guessed a bit light on the legs appraisal- seems to†have become her trademark already, and no doubt more than a minor element of...
  • Obamacare premiums to significantly spike: CBO

    03/09/2015 10:58:40 AM PDT · by Red Badger · 12 replies
    www.washingtontimes.com ^ | Monday, March 9, 2015 | By Stephen Dinan
    Obamacare exchange customers could see a significant spike in their premiums over the next few years as insurers face pressures from both the government and the marketplace, the Congressional Budget Office said Monday in a new analysis finding Obamacare is both cheaper and less comprehensive than predicted. The CBO said the exchanges and other new medical coverage under the Affordable Care Act will cost the government slightly more than half a trillion dollars over the next five years, which is about $200 billion less than than the $710 billion projected when the law was enacted in 2010. Some of that...
  • Ted Cruzís Obamacare Substitute: He Cares, Really!

    03/05/2015 11:29:31 AM PST · by 2ndDivisionVet · 35 replies
    The Daily Beast ^ | March 5, 2015 | Dean Obeidallah, Lawyer & Arab-American comedian
    And now, Ted Cruz has offered an alternative to Obamacare. And itís, uh, better than a tattoo of Winston Churchill.Ted Cruz cares about people in need. Stop laughing. Okay, you can laugh a little. The Texas right-wing firebrand (by way of Calgary, Canada) unveiled his alternative to Obamacare on Tuesday. I guess we can call it "Cruzcare" or maybe even, "TeddyCare." You see, Cruz is apparently deeply concerned about the 7.5 million Americans in 36 states who might lose federal government subsidies now provided by Obamacare to buy health insurance in a few months. That very scenario could happen if...
  • Itís All Bad News for ObamaCare

    03/04/2015 11:12:09 AM PST · by Sean_Anthony · 22 replies
    Canada Free Press ^ | 03/04/15 | Alan Caruba
    Make insurance more affordable by ending Washington mandates and giving choice back to the states, individuals and families. Support Americans in purchasing the coverage of their choosing On Wednesday, March 4, the Supreme Court will hear the King v. Burwell case. It is likely to deliver a death blow to ObamaCare when the decision is announced in a few months. About the only good thing ObamaCare demonstrated is that the federal government should be kept from taking over sectors of the nationís economy that are working just fine without it. Health care expert Edmund Haislmaier and legal expert, both of...
  • Meet the man who could own Aviva France (Strange situation with an insurance contract)

    02/28/2015 1:09:32 PM PST · by 2ndDivisionVet · 4 replies
    The Financial Times Alphaville The Blog ^ | February 27, 2015 | Dan McCrum
    When he was seven years old, Max-Hervť George was given a magic ticket by his father. It lets him turn back the clock, to invest with perfect hindsight week after week, steadily accumulating a fortune. The ticket is a life insurance contract and Mr George, now 25, has fought for years in the French courts to preserve its magic. He could be a billionaire by the end of this decade and, by the end of the next, his contract would be worth more than the insurance company which stands behind it, Aviva France. There is no mystery to the financial...
  • Will Only Suckers Pay The ObamaCare Tax Penalty?

    02/26/2015 4:55:06 AM PST · by IBD editorial writer · 12 replies
    Investor's Business Daily ^ | 02/25/2015 | John Merline
    This year, as many as 6 million taxpayers will learn that they now owe a "Shared Responsibility Payment" because they didn't have health insurance last year. How many will actually pay is anyone's guess.
  • 11.4 Million ObamaCare Signups Is No Big Deal ó Just Ask Obama

    02/19/2015 4:11:47 AM PST · by IBD editorial writer · 5 replies
    Investor's Business Daily ^ | 02/18/2015 | Staff
    Phony Numbers: The Obama administration says more than 11 million signed up for ObamaCare this year. Should anyone believe this number? Even if it's true, is it a sign of success? The answer to both is a resounding no.
  • Obamacare Insurance is 'Unaffordable' for 105 Million Americans (Against the law?)

    02/10/2015 2:10:41 PM PST · by Libloather · 25 replies
    Weekly Standard ^ | 2/10/15 | MARK HEMINGWAY
    **SNIP** Given that the authors of Obamacare had a very specific idea in mind for what constitutes affordable insurance, the American Health Policy Institute is out with a new study that asks a very interesting question: Does Obamacare meet its own standards for affordability? The answer is no. Here are a couple of the key findings from AHPI's study: Even now, under the Affordable Care Actís own definition, over 105 million Americans will find plans in the ACAís [Affordable Care Act's] public exchanges to be ďunaffordableĒ when both premiums and deductibles are taken into account. Over 13 million employees with...
  • Health insurer Anthem (Blue Cross) hacked; data on millions of patients, employees exposed

    02/05/2015 3:20:55 AM PST · by Zakeet · 23 replies
    LA Times ^ | February 4, 2015 | Chad Terhune and Ryan Parker
    Health insurance giant Anthem Inc. said late Wednesday that hackers had breached its computer system and the personal information of tens of millions of customers and employees was possibly at risk. [Snip] The data breach extended across all of Anthem's business, possibly affecting customers at large employers, individual policyholders and people enrolled in Medicaid managed-care plans. Anthem has more than 37 million members in California and 13 other states. But the company warned that it also had information in its database on other Blue Cross Blue Shield patients from all 50 states who had sought care in its coverage area.
  • Minneapolis advocates work to get Somalis signed up for health insurance

    02/04/2015 2:31:11 AM PST · by 2ndDivisionVet · 8 replies
    KMSP-TV ^ | February 3, 2015 | Tim Blotz
    (VIDEO-AT-LINK)There's less than two weeks to go for all of us to have some form of health insurance, or be penalized by the government. That means there's a last minute push in communities like Minneapolis's Cedar Riverside Neighborhood to sign people up. Every immigrant community has its own unique barriers, but in the Somali community, advocates are racing against both time and culture. Timadde Aden is a typical case. He's never had health insurance, but enrolled for medical assistance today through MNsure at the Somali Health Solutions office in Minneapolis. One of the employees at that office, Hodan Guled, says,...
  • HHS Ad Shows How You Can Follow Your Dreams with Obamacare (Just Like Nancy Pelosi Predicted)

    02/01/2015 11:43:57 AM PST · by 2ndDivisionVet · 12 replies
    PJ Tatler ^ | January 30, 2015 | Paula Bolyard
    (VIDEO-AT-LINK)An ad produced by the Department of Health and Human Services tells the story of Elena Miller-TerKuile, who is ďpursuing her dream to farmĒ in Colorado thanks to Obamacare. ďThe Marketplace is probably the only reason I have health insurance right now,Ē the Columbia University grad says in the ad. She said, ďItís been my dream for a while to come back to the farm and work with my dad.Ē In a blog post at HHS Miller-TerKuile explains, ďIt was a hard dream to pursue without health insurance. Thanks to the Affordable Care Act, I was able to stay on...
  • Governor Signs Bill Freeing Up Market Approach to Health Care

    01/28/2015 11:56:43 AM PST · by MichCapCon · 6 replies
    Michigan Capitol Confidential ^ | 1/21/2015 | Jack Spencer
    Medical retainer agreements between physicians and patients will not be considered ďinsuranceĒ in Michigan under a recently passed bill signed into law on Jan. 15 by Gov. Rick Snyder. The idea is to ensure that this innovative way for families to obtain routine medical services at lower costs will not be stifled by the extensive state regulatory structure currently imposed on conventional health insurance policies that cover expensive non-routine care. The rationale for this alternative is that while insurance coverage may be advisable for catastrophic illnesses and injuries, it makes less sense as a way to pay for routine primary...
  • CBO Now Says 10 Mil Will Lose Employer Health Plans Under ObamaCare

    01/28/2015 4:22:28 AM PST · by IBD editorial writer · 40 replies
    Investor's Business Daily ^ | 01/27/2015 | IBD Staff
    Health Reform: The Congressional Budget Office now says ObamaCare will push 10 million off employer-based coverage, a tenfold increase from its initial projection. The "keep your plan" lie just gets bigger and bigger.
  • Obamacare program costs $50,000 in taxpayer money for every American who gets health insurance

    01/27/2015 1:09:35 PM PST · by SeekAndFind · 32 replies
    Daily Mail ^ | 01/27/2015 | By DAVID MARTOSKO, US POLITICAL EDITOR
    * Stunning figure comes from Congressional Budget Office report that revised cost estimates for the next 10 years * Government will spend $1.993 TRILLION over a decade and take in $643 BILLION in new taxes, penalties and fees related to Obamacare * The $1.35 trillion net cost will result in 'between 24 million and 27 million' fewer Americans being uninsured Ė a $50,000 price tag per person at best * The law will still leave 'between 29 million and 31 million' nonelderly Americans without medical insurance * Numbers assume Obamacare insurance exchange enrollment will double between now and 2025 It...
  • Small businesses dumping employee health insurance

    01/23/2015 8:39:56 AM PST · by Paul46360 · 7 replies
    WOODTV ^ | 1-22-15 | Tom Hillen
    "A new survey released Thursday by Grand Valley State University is showing that since the Affordable Care Act was implemented, more small businesses are deciding not to offer health insurance to their employees."
  • 2 million Progressive Snapshot customers may be at risk for car hacking

    01/21/2015 4:41:43 PM PST · by nascarnation · 58 replies
    Autoblog ^ | 1/21/2015 | Pete Bigelow
    It was a mere two months ago that Israeli cyber-security researchers hacked into a device that plugs into the diagnostic port of a car and determined they could remotely control the vehicle from anywhere in the world. At the time, the simulated attack seemed like the automotive version of a canary in a coal mine. If researchers could breach this one device, perhaps other aftermarket products that plug into diagnostic ports were also vulnerable? In short order, another cyber-security firm now reports finding serious flaws in a device used by more than 2 million motorists. Researchers at Florida-based Digital Bond...
  • Obamacare penalty may come as shock at tax time

    01/18/2015 7:12:51 PM PST · by george76 · 57 replies
    Washington Times ^ | January 18, 2015 | Tom Howell Jr.
    Those Americans who didnít get health insurance last year could be in for a rude awakening when the IRS asks them to fork over their Obamacare penalty ó and it could be a lot more than the $95 many of them may be expecting. The Affordable Care Act requires those who didnít have insurance last year and didnít qualify for one of the exemptions to pay a tax penalty, which was widely cited as $95 the first year. But the $95 is actually a minimum, and middle- and upper-income families will actually end up paying 1 percent of their household...
  • Prime Obamacare insurance company is folding (CoOpportunity in Nebraska, Pelosi knew)

    01/18/2015 5:15:10 AM PST · by Libloather · 9 replies
    North Platte Bulletin ^ | 1/17/15 | George Lauby
    One of the primary health insurance companies in Nebraska and Iowa is folding, after federal grants and loans were cut off in mid-December. The lack of emergency loan money has put CoOpportunity Health Care on the ropes, according to the Iowa Insurance Commission. Policy holders are scrambling to switch to one of the only two remaining health insurance companies in Nebraska Ė Coventry or Blue Cross/Blue Shield.
  • MILLION DOLLAR HEIST: Audit Of C4HCO Shows Major Mismanagement Of Funds ( Colorado ObamaCare)

    01/12/2015 1:59:16 PM PST · by george76 · 17 replies
    ColoradoPeakPolitics ^ | December 8, 2014
    Rep. Dan Nordberg, the author of last yearís audit bill, had this to say in a statement: ďWith only a limited performance audit, the state auditor found Connect for Health Colorado committed numerous federal law violations, and nearly 40 percent of sampled contracts had problems totaling more than $32 million dollars. ďSadly, I am not surprised. I have had ongoing concerns about how Connect for Health Colorado was managing tax payersí funds, which is why I pushed so hard last year to expand the auditorís oversight of this organization. I hope Democrats will see the light and support my efforts...
  • 5.6 Million Obamacare Enrollees Could Be in Big Trouble (In Thread:WashPost Graphics+BloombergPhoto)

    01/10/2015 7:32:32 PM PST · by SkyPilot · 68 replies
    Washington Post Graphics; Bloomberg Photo; The Motley Fool ^ | 10 Jan 15 | Photographer: David Paul Morris/Bloomberg; Sean Williams
    More than half of the 2014-2015 enrollment period for the Affordable Care Act, best known as Obamacare, is in the books, and the enrollment figures on the surface look very encouraging. To be clear, Obamacare is about more than just enrollment figures. For one thing, in order for the health reform law to be successful, it'll need people that enroll to actually continue paying their premium. This is the only way that medical care costs get spread out over a greater swath of the public, which is needed to control medical care cost inflation. However, between April and mid-October,...
  • State Farm will host a Jan. 15 job fair in Richardson (Dallas/Ft Worth area)

    01/10/2015 3:05:52 PM PST · by 2ndDivisionVet · 67 replies
    The Dallas Morning News BizBeat ^ | January 9, 2015 | Sheryl Jean
    State Farm is still hiring even as it prepares to move its first set of employees into its new Richardson campus later this month. The nationís largest auto and home insurer will hold a job fair on Jan. 15 in Richardson for several hundred full-time and part-time positions in claims, sales, customer service and information technology departments this year. The job fair will take place in three blocks of time: from 8 a.m. to 11 a.m., from 1 p.m. to 4 p.m. and from 6 p.m. to 9 p.m. It will be held at the North Dallas Hyatt Regency Hotel,...
  • Terrorism Insurance Passes Senate

    01/08/2015 2:10:55 PM PST · by jakecutter · 6 replies
    Patriot Action Network ^ | 01/08/2015 | Jim Gordon
    Conservatives in the House and Senate achieved a small, but important victory when both chambers passed legislation this week reforming the federal Terrorism Risk Insurance Act. The bill protects taxpayers by limiting their potential exposure should the United States suffer another significant terrorist event similar to September 11th. The only path to getting government out of the terrorism insurance business is to develop a free market solution. Hensarlingís bill is the path to that market.The President should sign the TRIA legislation immediately. The sooner TRIA is renewed, the sooner taxpayers can get off the hook.
  • An ObamaCare Tax Monster Speeds Toward Millions of Filers

    01/07/2015 5:23:01 AM PST · by IBD editorial writer · 15 replies
    Investor's Business Daily ^ | 1/7/2015 | John Merline
    ObamaCare was supposed to keep the nation healthier by expanding access to insurance. Instead, it will keep the professional tax preparation industry healthy by making the tax code even more hopelessly complex. As health care analyst Bob Laszewski points out on his widely read blog, the IRS came out with a 21-page booklet explaining what ObamaCare will mean to tax filers this year. In addition, there's a 12-page publication with instructions on how to claim an exemption from the individual mandate (there are 19 options listed), along with instructions on how to calculate the "shared responsibility payment" for those irresponsible...
  • Obama's Christmas Gift to My Daughter

    12/22/2014 5:58:48 AM PST · by rootin tootin · 17 replies
    American Spectator ^ | 12/22/2014 | David Catron
    My youngest daughter just joined the ever-increasing number of Americans who have lost their health coverage due to Obamacare. She received a letter from her insurance carrier indicating that the individual policy with which she was eminently satisfied, and that she could more or less afford, would no longer be available after the end of the year. In its place, the insurer offered a plan whose premiums will be nearly double what she has been paying for the cancelled policy. Her monthly premium was $127. The premium for the replacement policy, if she can find no alternative, will be $243.
  • Small businesses dropping insurance coverage due to Obamacare

    12/16/2014 6:29:14 AM PST · by SeekAndFind · 12 replies
    American Thinker ^ | 12/16/2014 | Rick Moran
    Another unintended - but not unexpected - consequence of Obamacare is being felt as the program enters its second year. More than 20 million Americans who work for small businesses with less than 50 employees are covered by employer insurance. The 50 employee number is significant because if you work for a small business with more than 50 workers, your employer is mandated to cover your health insurance. But with insurance rates rising, many small businesses of less than 50 employees are opting to drop their coverage and have workers purchase their insurance through the Obamacare website. Daily Signal:...
  • Christian Health Ministries

    12/15/2014 6:17:56 PM PST · by yldstrk · 15 replies
    vanity | Dec 15 2014 | yldstrk
    Can those of you who are using Christian Health Ministries rather than traditional health care insurance please explain how it works and if you are happy with it? Have you ever been hospitalized during the time you were covered and how did it work?
  • [Satire] NY Governor Orders Insurers to Cover Sex Reassignment Surgery

    12/14/2014 8:22:45 AM PST · by John Semmens · 13 replies
    Semi-News/Semi-Satire ^ | 13 Dec 2014 | John Semmens
    New Yorkís Governor Andrew Cuomo (D) decreed that insurers operating in his state must cover sex reassignment surgery. Up to now insurance has typically not covered this on the grounds that it is elective rather than the result of an unforeseen illness or injury. ďThe whole idea behind insurance is that it allows the buyer to protect himself against events that he cannot control,Ē said industry spokesman Barbara Arian. ďNo one opts to come down with a life-threatening disease or to be maimed in an accident. We can insure against these events because we and the insured both aim to...
  • Patients outraged after losing doctors under Obamacare

    12/14/2014 1:57:02 AM PST · by Zakeet · 46 replies
    CBS News ^ | December 12, 2014 | Wyatt Andrews
    Kevin McCarthy of Thousand Oaks, California, was surprised last spring, when he learned his family doctor of 14 years could not accept the Blue Shield insurance he'd purchased under Obamacare. He said he was "outraged" because when he was shopping for his policy, Blue Shield confirmed his doctor was covered. "We were duped," McCarthy said. "Hoodwinked is another good term." Here's what happened. Insurance companies -- to save money -- are quietly selling what are called "narrow networks." They sharply restrict the number of doctors and hospitals people can see. In some cases, people may be limited to 30 percent...
  • ObamaCare Supporters Should Be Very Worried, Experts Say

    12/12/2014 4:03:26 AM PST · by IBD editorial writer · 34 replies
    Investor's Business Daily ^ | 12/11/2014 | John Merline
    What would happen if the Supreme Court rules that ObamaCare doesn't allow subsidies through the federal exchange? There's plenty of speculation, ranging from no big deal to absolute, total catastrophe. An article published on Wednesday in the New England Journal of Medicine tries to answer the question with a little bit more precision. It's conclusion, however, is that disallowing those subsidies would be a devastating blow to ObamaCare.
  • Why Social Security Hurts Society and Isnít Secure

    12/11/2014 7:51:01 PM PST · by Sean_Anthony · 15 replies
    Canada Free Press ^ | 12/11/14 | Dr. Robert Owens
    This so-called insurance meant from the beginning not merely compulsory insurance it also meant compulsory membership in a unitary system controlled and enforced by the state. The concept of a social safety net is well accepted throughout the Western World. The idea that some provision should be made for those who through no fault of their own are unable to provide for themselves first appeared as a state policy in Germany in the 19th century as the Iron Chancellor, Bismarck, sought to co-opt the popular appeal of socialism and strengthen the newly founded German Imperial state. The idea struck a...
  • Gov. Cuomo to order NY insurers to cover transgender surgeries

    12/11/2014 1:10:27 PM PST · by SeekAndFind · 29 replies
    Hotair ^ | 12/11/2014 | Jazz Shaw
    If you’re a New Yorker who is dissatisfied with the original set of chromosomes you were dealt at birth, good news is on the way. Historically, various types of reassignment surgeries involved in switching genders have been considered to be either cosmetic or optional by insurance companies and have generally not been covered. These procedures are not cheap, so they remained beyond the reach of a lot of people. But now, Governor Andrew Cuomo has sent a letter to insurers in the Empire State letting them know that they are going to have to start footing the bill. Now...
  • Insurers in New York Must Cover Gender Reassignment Surgery, Cuomo Says

    12/11/2014 12:16:09 PM PST · by C19fan · 32 replies
    NY Times ^ | December 10, 2014 | Anemona Hartocollis
    Lee Albertorio felt like a man trapped in a womanís body. After serving in the Air Force, he began taking hormones, which deepened his voice and made his physique more masculine. He changed his passport to reflect that he was male, and last year he decided to have a mastectomy, known as top surgery. But his insurance company told him the operation was cosmetic and refused to cover it, he said Wednesday. Now Gov. Andrew M. Cuomo is warning insurance companies that they will no longer be allowed to deny gender reassignment surgery or other treatment to change a personís...
  • Uninsured motorists task force formed

    12/11/2014 8:53:53 AM PST · by TurboZamboni · 29 replies
    Mankato Press ^ | 12-10-14 | AP
    ST. PAUL ó (AP) State legislators are working on ways to better identify Minnesota residents who drive without auto insurance. Motorists don't have to show proof of insurance when renewing a vehicle's registration. People who drive without insurance can lose their licenses and be fined about $300. The state has a law mandating insurance but doesn't have a meaningful verification system, said Sen. Susan Kent, who heads the uninsured motorist task force that is expected to come up with recommendations by Feb. 1. The committee has explored options ranging from increasing fines to seizing license plates of uninsured drivers. "There's...