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Keyword: insurance

Brevity: Headers | « Text »
  • Healthcare cost financially ruining workers

    04/25/2016 1:36:20 PM PDT · by MeneMeneTekelUpharsin · 16 replies
    Work | 25 April 2016 | Mene Mene Tekel Upharsin
    Coworkers going nuts about healthcare costs. Healthcare Act is going to ruin low-end workers financially. Huge sucking sound of money leaving the economy. Government probably has in mind to get it all to single payer so they can abscond with the money.
  • Insurers signaling major ObamaCare premium hikes for 2017 ó or taking a hike altogether

    04/15/2016 7:33:31 AM PDT · by SeekAndFind · 25 replies
    Hotair ^ | 04/15/2016 | Ed Morrissey
    Remember how the last big increases in ObamaCare premiums took place last fall? Good times, good times. The Hill reports that insurers have begun warning that the financial model of ObamaCare remains unstable. Either they need to get approval from state regulators for another round of large premium increases, or they may bail out altogether. Even the pro-ObamaCare Kaiser Family Foundation says, ‚ÄúSomething has to give‚ÄĚ: Health insurance companies are amplifying their warnings about the financial sustainability of the ObamaCare marketplaces as they seek approval for premium increases next year.Insurers say they are losing money on their ObamaCare plans...
  • Heidi Cruz Met on Campaign Trail by Superstorm Sandy Protests

    04/12/2016 3:42:44 PM PDT · by bobsunshine · 95 replies
    Wall Street Journel Blog ^ | April 11, 2016 | Heather Haddon
    New York victims of the 2012 storm object to Ted Cruz's vote against relief funds. MINEOLA, N.Y.óHeidi Cruz, the wife of Republican presidential candidate Ted Cruz, was met at a campaign event by victims of Superstorm Sandy who protested his opposition to a 2013 bill doling out billions in aid for storm relief and clean-up. People from Long Island and southeast Queens, which were devastated by the October 2012 storm, said the Texas senatorís vote against a $51 billion aid package targeted to New York and New Jersey to recover from the damages disqualified him from the presidency. The 2013...
  • Headlight study: Drivers not seeing as far as they should

    04/03/2016 9:02:04 PM PDT · by smokingfrog · 49 replies
    ksfy.com ^ | 4-1-16 | Bridget Bennett
    Thereís a lot to consider when buying a new car, but headlights are rarely on anyone's top checklist; now a new study says itís something drivers should seriously consider. The first ever headlight test was conducted by the Insurance Institute for Highway Safety this week and researchers say the results are Ďdismalí. Only one new car model received a good rating. The 2016 Toyota Prius with led headlights received the best rating in the study, while some higher-end cars were in the bottom tier. The study says headlights should illuminate at least 300 feet ahead, but many of the new...
  • Some shocked by estate claims after signing up with MNsure

    02/16/2016 11:14:51 AM PST · by Twotone · 68 replies
    Duluth News Tribune ^ | Feb. 14, 2016 | John Lundy
    Scott Killerud was about to throw away a mailing about the 2016 enrollment period for MNsure last November when something caught his eye. "Just as I was going to drop it in the trash, I was like - wait a second. What did I just read?" the Pine County farmer said.
  • Mandatory Insurance Looms Over Gun Owners

    02/16/2016 10:11:18 AM PST · by PROCON · 66 replies
    americas1stfreedom.org ^ | Feb. 16, 2016 | Marshall Lewin
    Lawmakers in at least four states are pushing bills to force gun owners to register with, and buy liability insurance from, casualty insurers. So far, politicians have proposed imposing these mandates through state laws in Hawaii, New Hampshire and New York, and through city ordinance in Los Angeles. The bills are similar to legislation proposed last year in Congress by Rep. Carolyn Maloney, D-N.Y., whose "Firearm Risk Protection Act" would require gun owners to provide proof of liability insurance before purchasing a firearm and subject gun owners who fail to maintain insurance to fines up to $10,000, Insurance Business America...
  • Cobalt, Chaucer Offer 1st Lloyd‚Äôs Shariah Compliant Political Violence Cover

    02/02/2016 7:14:13 PM PST · by wtd · 1 replies
    Insurance Journal ^ | Feb. 2, 2016
    Shariah compliant jihad insurance?... Cobalt, Chaucer Offer 1st Lloyd's Shariah Compliant Political Violence CoverShariah compliant managing general agent Cobalt Underwriting has launched a new political violence product backed by Chaucer. Cobalt, the London market’s only Shariah compliant underwriting agency, will offer the product with Lloyd’s capacity provided by Syndicate 2084, the Shariah compliant component of Chaucer Syndicate 1084.
  • Poll: Uninsured sit on the sidelines as healthcare sign-up season ends

    01/28/2016 10:15:25 AM PST · by SeekAndFind · 39 replies
    Yahoo News via AP ^ | 01/28/2016 | Ricardo Alonso-Zaldivar
    Most uninsured Americans are sitting on the sidelines as sign-up season under the federal health law comes to a close, according to a new poll that signals the nation's historic gains in coverage are slowing. The survey released Thursday by the nonpartisan Kaiser Family Foundation finds that: -- Only 15 percent of the uninsured know this year's open enrollment deadline, which is Sunday. -- More than 7 in 10 say they have not tried to figure out if they qualify for the two main coverage expansions in the law, Medicaid and subsidized private health insurance. -- Only 1 in 100...
  • Health insurance fines loom as deadline nears

    01/28/2016 7:56:23 AM PST · by george76 · 44 replies
    Ch 7 News ^ | Jan 28, 2016 | Jason Gruenauer
    Sunday is the deadline to sign up for health insurance, or else pay a fine. That fine has gone up, causing even more financial stress on the uninsured and those who choose to opt out of health insurance. "I just cannot afford it in any way, shape, or form right now," 27-year-old Seth Valkonen said when talking about health insurance. Valkonen chooses to be uninsured by paying a one time fine for not having coverage instead of a monthly premium. "The penalty is cheaper than the overall total for the entire year," he said, Already on a tight budget, this...
  • D'oh! Cruz Campaign Concedes He Had Insurance Coverage All Along

    01/24/2016 7:10:07 AM PST · by sarasotarepublican · 83 replies
    talkingpointsmemo.com ^ | January 22, 2016 | TIERNEY SNEEDRY
    Update: In a reversal from claims made on the campaign trail, Ted Cruz's presidential campaign is now saying the senator and his family do have health insurance and never lost coverage. The late night Friday revelation came more than 24 hours after Cruz had told a New Hampshire audience that he and his family were without health insurance and were scrambling to obtain new coverage--and used the claim to slam Obamacare for the mess he was in. In statements to Bloomberg and Wall Street Journal, campaign spokeswoman Catherine Frazier blamed Cruz's false assertion that his family had lost their health...
  • Quitters Prosper:...allow workers who quit their jobs to collect unemployment insurance [tr]

    01/20/2016 7:20:52 AM PST · by C19fan · 21 replies
    Democracy: A Journal of Ideas ^ | January 11, 2016 | Nick Bunker
    Numbers from Friday’s jobs report underscores a persistent problem for the U.S. economy: Wages aren’t growing fast enough for most Americans. According to the data for December, the average wage for all workers grew at 2.5 percent over the last year, before accounting for inflation. Healthy wage growth would be somewhere in the range of 3.5-4 percent. How can we get to that level of wage growth? A number of proposals have been floated by economists and politicians across the political spectrum. But there’s one minor fix we can implement that could have major implications: allow workers who quit their...
  • Penalties grow for not getting insurance (IRS has collected $1.5 billion in Commiecare fines)

    01/14/2016 2:38:31 AM PST · by Libloather · 30 replies
    San Diego Union Tribune ^ | 1/13/16 | Paul Sisson
    With less than three weeks of open enrollment left, Covered California is working to highlight increased penalties for not having health insurance this year. Since its individual coverage requirement took effect in 2014, Obamacare has doled out increasingly expensive fines to people who do not purchase coverage through health exchanges or obtain insurance from an employer or a government program such as Medicare. This year brings the highest penalty yet, Peter Lee, Covered California's executive director, said during a news conference Wednesday. "This is real money going straight to the IRS, where the consumer gets nothing in return," Lee said.
  • And now, ladies and gentlemen, your new, bigger, 2016 ObamaCare penalties

    01/01/2016 12:20:36 PM PST · by Sean_Anthony · 31 replies
    Canada Free Press ^ | 01/01/16 | Dan Calabrese
    Happy New Year, suckers That ‚Äúaffordable‚ÄĚ health care the Democrats gave us in 2010 - on a reconciliation vote when none of them had read the entire 2,000-plus-page bill - sure keeps getting harder to afford. Of course, since ObamaCare is an unconstitutional mandate on individuals to purchase a product offered by private companies, it‚Äôs also quite difficult to afford not buying it - even though the product itself continues to devolve further into craptasm. Welcome to 2016, where the penalty you‚Äôll face for not buying a product that‚Äôs now a bigger ripoff than ever will explode as follows:
  • The Biggest Threat To Obamacare Is Already Written Into Law: No Insurance Industry Bailouts

    12/12/2015 5:56:34 AM PST · by Zakeet · 14 replies
    Forbes ^ | December 10, 2015 | John C. Goodman
    When Barack Obama was campaigning for the presidency in 2008 and when he was selling Obamacare to the public in 2010, he made insurance companies the villains. In fact, on the eve of the passage of the Affordable Care Act, every Democratic spokesperson who appeared on TV to support the health reform legislation had one and only one argument to make: We needed Obamacare to protect ordinary people from ruthless, profit mongering insurance companies. They said almost nothing about insuring the uninsured or controlling costs or making health care delivery more efficient. Instead, every advocate produced at least one example...
  • LONE PROFITABLE ACA INSURANCE CO-OP LOSING MILLIONS (Maine)

    12/10/2015 6:25:29 PM PST · by dynachrome · 10 replies
    AP ^ | 12-10-15 | TOM MURPHY
    The lone health insurance cooperative to make money last year on the Affordable Care Act's public insurance exchanges is now losing millions and suspending individual enrollment for 2016. Maine's Community Health Options lost more than $17 million in the first nine months of this year, after making $10.9 million in the same period last year. A spokesman said higher-than-expected medical costs have hurt the cooperative.
  • That Obamacare penalty will be bigger than you think

    12/09/2015 10:32:48 AM PST · by Red Badger · 34 replies
    www.cnbc.com ^ | 12/09/2015 | Dan Mangan
    The stick's getting a lot bigger ‚ÄĒ but it's not clear that many more people will choose the carrot as a result. Households that opt to go without health insurance in 2016 are set to get hit with an average Obamacare fine of $969. That is 47 percent higher than the average $661 penalty per uninsured household for this year, a new analysis by the Kaiser Family Foundation revealed Wednesday. And households without insurance that earn too much to qualify for financial aid to buy Obamacare plans will pay an even larger fine for 2016 ‚ÄĒ an average of $1,450,...
  • 2014 Saw Continued Slow Growth in the Cost of Health Care, Even as Coverage Expanded

    12/04/2015 4:37:29 AM PST · by WhiskeyX · 14 replies
    White House ^ | December 2, 2015 at 6:08 PM ET | Jason Furman, Matt Fiedler
    Summary: Today’s data on national health expenditures show that 2014 was another year of slow health care cost growth.. Today’s data on national health expenditures show that 2014 was another year of slow health care cost growth, as per-enrollee health care spending growth remained low in both the public and private sectors. The slow growth in the per-enrollee spending seen in recent years is thanks in part to reforms in the Affordable Care Act and is generating major fiscal and economic benefits. Alongside continued slow growth in per-enrollee spending, today’s release corroborates earlier data showing that aggregate health care spending...
  • Will There Be An Obamacare Bailout Of Insurers?

    12/01/2015 5:59:14 PM PST · by RKBA Democrat · 23 replies
    Forbes ^ | 11-30-15 | Brian Blase
    The Affordable Care Act (ACA) is not working out the way many insurance companies thought it would. Despite the individual mandate and massive new government subsidies delivered directly to insurers, many participating insurers, whose continued participation is essential to the ACA’s future, are losing substantial money. In order to assist those insurers, the administration is now seeking a taxpayer-financed bailout for them. Congress can block taxpayer funds from being used for this purpose by extending language contained in the 2015 government funding bill. Congress could also look to end the back-end subsidy that transfers money from people with workplace coverage...
  • UnitedHealth CEO regrets entering ObamaCare

    12/01/2015 4:13:21 PM PST · by SkyPilot · 70 replies
    The Hill ^ | 1 Dec 15 | Sarah Ferris
    The CEO of UnitedHealthCare on Tuesday said he regretted the decision to enter the ObamaCare marketplace last year, which the company says has resulted in millions of dollars in losses. "It was for us a bad decision," UnitedHealth CEO Stephen Hemsley said at an investors meeting in New York, according to Bloomberg Business. UnitedHealth, the countrys largest insurer, announced last month that it would no longer advertise its ObamaCare plans over the next year and may pull out completely in 2016, a move that sent shockwaves across the healthcare sector. Hemsleys remarks double down on his earlier warning that...
  • World View: Obamacare in Death Spiral as UnitedHealth Announces Pullout

    11/21/2015 11:13:13 AM PST · by Beave Meister · 10 replies
    Breitbart ^ | 11/20/2015 | John J. Xenakis
    UnitedHealth Group, the country’s largest health insurer, announced on Thursday that it was expecting to lose $600 million on Obamacare policies in 2016 from the health insurance exchange websites, and may terminate its Obamacare business by 2017. This was a sudden turnabout for the company. It was just a month ago that the company had said in an earnings call that they expected to expand their Obamacare coverage in 2017. According to Dave Wichmann, president and CFO, on October 15: The annual care ratio is being modestly affected by the performance of our new [Obamacare] public exchange benefit programs which...
  • HHS: Bailing out Obamacare insurers an 'obligation' of the federal government

    11/21/2015 4:19:33 AM PST · by SkyPilot · 68 replies
    Washtington Examiner ^ | 20 Nov 15 | Philip Klein
    The Department of Health and Human Services attempted to reassure private insurers on Thursday that they'll be able to recover losses from participating in Obamacare by claiming it was an "obligation" of the U.S. government to bail them out. At issue is a provision within the law known as the risk corridors program. Under the program, which runs from 2014 through 2016, the federal government is to collect money from health insurers doing better than expected and use those funds to provide a federal backstop to other insurers who incur larger than expected losses from rising medical claims. The idea...
  • On the move now, deer can be a danger to motorists

    11/20/2015 9:37:18 AM PST · by Tolerance Sucks Rocks · 48 replies
    The Kansas City Star ^ | November 12, 2015 | David Boyce
    One day in the first week of November, Pete Pringle and his brother, Luke, were talking about car accidents involving deer. Pete and Luke work at Pringle Auto Body, 2720 S. 34th St., Kansas City, Kan. It is a family business started by their grandfather in 1968 and now is run by their mother. It was natural for them to have a conversation on deer accidents this time of year. It‚Äôs when a higher percentage of collisions involving deer occur because it‚Äôs the breeding season for deer. ‚ÄúWe are getting into that season,‚ÄĚ Pete Pringle said. Bucks and does will...
  • Stocks panic as United Healthcare merely THINKS about dropping out of Obamacare.

    11/19/2015 9:32:13 PM PST · by JSDude1 · 20 replies
    Redstate ^ | November 19th, 2015 | Moe Lane
    The very short version: United HealthCare is the biggest health care insurance provider in the country (something like 70 million people, apparently). It is huge, it is influential, it is weighty. And UHC took a $425 million dollar haircut last year in the Obamacare exchanges, so now it’s thinking of stopping selling on the exchange by the end of next year. Note that UHC did not say that they would, merely that they might. They did this at a shareholders’ meeting, too; which suggests that a large part of that might have been due to UHC’s awareness that people were...
  • Home owner insurance companies remove coverage for all solar panels and gear from policy

    11/11/2015 1:11:40 PM PST · by George from New England · 32 replies
    self
    Home owner insurance companies exempting solar panels and associated equipment from coverage. Have you received notice? Do you care?
  • Obamacare is dead

    11/05/2015 3:59:11 PM PST · by GilGil · 71 replies
    National Review ^ | 11/4/2015 | Kevin Williamson
    the so-called Patient Protection and Affordable Care Act (ACA) has failed. The grand vision of an efficient pseudo-market in health insurance under enlightened federal management ‚ÄĒ the heart of Obamacare ‚ÄĒ is not coming to pass. Obamacare, meaning the operating model that undergirded the law that Congress passed and President Barack Obama signed with great fanfare ‚ÄĒ is dead, and it will not be revived. What remains is fitful chaos.
  • Massive shortfall in government payouts to insurance companies promises big premium increases

    10/27/2015 7:50:49 AM PDT · by SeekAndFind · 13 replies
    American Thinker ^ | 10/27/2015 | Rick Moran
    The government program to reimburse insurance companies with big losses as a result of signing up too many old and sick customers is massively short of funds and could cause some companies to either go under or get out of the Obamacare exchanges. The so-called "risk corridors" that forced profitable companies to pay into a fund that would be disbursed to companies who lost money is underfunded by 88% and will almost certainly lead to big changes in premiums and consumer choice on the exchanges. Washington Examiner: Obamacare insurers requested about $2.9 billion in risk corridor payments for the...
  • Drugmaker to offer $1 version of $750-per-pill medication

    10/23/2015 4:08:09 AM PDT · by fruser1 · 18 replies
    Fox News ^ | 10/23/2015 | Fox News (AP Copy)
    "News that Turing, Valeant Pharmaceuticals International Inc. and other drugmakers have bought rights to old, cheap medicines that are the only treatment for serious diseases and then hiked prices severalfold has angered patients. It's triggered government investigations, politicians' proposals to fight "price gouging," heavy media scrutiny and a big slump in biotech stock prices." "Turing's Shkreli, under fire from all sides, said late last month that he would lower the price of Daraprim, but hasn't so far. A Turing spokesman didn't respond to a request for comment Thursday but recently noted the company is capping patient copayments at $10."
  • Feds Hide Secret List Of 11 Staggering Obamacare Insurers

    10/19/2015 2:40:32 AM PDT · by markomalley · 8 replies
    Daily Caller ^ | 10/19/15 | Richard Pollock
    Federal officials have a secret list of 11 Obamacare health insurance co-ops they fear are on the verge of failure, but they refuse to disclose them to the public or to Congress, a Daily Caller News Foundation investigation has learned.Just in the last three weeks, five of the original 24 Obamacare co-ops announced plans to close, bringing the total of failures to nine barely two years after their launch with $2 billion in start-up capital from the taxpayers under the Affordable Care Act.All 24 received 15-year loans in varying amounts to offer health insurance to poor and low income customers...
  • Nearly 200,000 Colorado Health Plans to be Canceled Despite Obamacare Extension

    03/14/2015 4:54:33 AM PDT · by Mount Athos · 15 replies
    PJ tattler ^ | March 13, 2015 | Bridget Johnson
    Colorado Sen. Cory Gardner (R) said heís ďutterly appalledĒ by the Colorado Division of Insurance decision to cancel 190,000 health plans that donít comply with Obamacare regulations ó even though they have the authority to continue the old plans for another year under grandfathering rules announced last year. ďColoradans were promised by supporters of this healthcare law that if they liked their plans, they could keep their plans,Ē he said. ďDOI should follow through on that promise, and prove that last yearís extension wasnít simply an empty election year ploy to fool people into believing they were going to be...
  • Largest health insurer on Colorado exchange collapses (obozocare)

    10/16/2015 1:13:02 PM PDT · by dynachrome · 28 replies
    Reporter Herald ^ | 10-16-15 | Kristen Wyatt
    Colorado's biggest nonprofit health insurer announced its closure Friday, forcing nearly 83,000 Coloradans to find a new insurer for 2016. Colorado HealthOP announced Friday that the state Division of Insurance has de-certified it as an eligible insurance company. That's because the cooperative relied on federal support, and federal authorities announced last month they wouldn't be able to pay most of what they owed in a program designed to help health insurance co-ops get established. The Colorado announcement makes the co-op the seventh in the nation to collapse. Similar nonprofit insurers have already failed in Kentucky, Louisiana, Iowa/Nebraska, Nevada, New York...
  • Kentucky nonprofit health insurer to shut down

    10/10/2015 9:12:07 AM PDT · by EXCH54FE · 22 replies
    The Hill ^ | 10 Oct 2015 | Peter Sullivan
    Kentuckyís nonprofit health insurer set up under ObamaCare is shutting down because of financial problems, the latest in a string of closures for the nonprofit plans around the country. Kentucky Health Cooperative, a nonprofit insurer known as a co-op, explained that it could not stay financially afloat after learning of a low payment from an ObamaCare program called ďrisk corridors.Ē That program was intended to protect insurers from heavy losses in the early years of the health law by taking money from better-performing insurers and giving it to worse-performing ones. However, the Obama administration announced on Oct. 1 that the...
  • State approves 27% Obamacare rate hike for HMSA; 34% for Kaiser

    10/06/2015 11:10:07 AM PDT · by Jyotishi · 12 replies
    Honolulu Star-Advertiser ^ | Monday, October 05, 2015 | Kristen Consillio
    The state approved a 27.3 percent rate hike for Hawaii Medical Service Association members and 34.4 percent increase for Kaiser members in Obamacare plans for 2016. HMSA, the state's largest health insurer, had proposed an average 49.1 percent rate hike -- the highest it has ever requested -- for 20,935 members in Obamacare plans next year. . . .
  • Flo and her Boss Progressive Insurance

    10/06/2015 10:11:22 AM PDT · by dvan · 47 replies
    SNOPES ^ | NA | NA
    ‚Ćā AT&T ‚čĀ Mail News Sports Finance Weather Entertainment AT&T Features Mobile U-verse att.com More ‚čĀ En Espa√Īol ‚Ćā Home ūüϧDonald ‚öô Help Press ? for keyboard shortcuts. Close Ad Mail Contacts Calendar Notepad Messenger News Feed Fw: Flo and her Boss Progressive Insurance Important Maggie Rollins Today at 9:39 AM To Don Van ZANT Sent from Yahoo Mail on Android From:"Diane Bonetti" Date:Tue, Oct 6, 2015 at 7:37 AM Subject:Fw: Flo and her Boss Progressive Insurance Subject: Flo and her Boss Progressive Insurance Stephanie Courtney, the actress who plays "Flo," gets $500,000 per year. Flo AND HER BOSS !!!!!...
  • Summary of the Health Care We Had BEFORE ObamaCare

    09/30/2015 5:21:56 AM PDT · by xzins · 34 replies
    Vanity ^ | 30 Sep 15 | Xzins
    There are a few major characteristics of health care before Obama Care. 1. It was quasi-private: most was funded by employers. 2. Some was directly paid private insurance. 3. Insurance could only be bought state by state. It could not be bought across state lines. It was non-competitive. 4. Those without insurance were covered by hospitals under Good Samaritan type laws. 5. Hospitals and doctors passed those costs on by increasing costs to insured patients and their insurance companies. 6. Those were passed on to the government by partial deductions by individuals on their tax forms. 7. The rest were...
  • Soggy revenge? Water damage discovered after tenant evicted

    09/19/2015 8:34:03 AM PDT · by grimalkin · 13 replies
    KOMO News ^ | Sep 18, 2015 | Lindsay Cohen
    Donald Rennie, who co-owns the business next door, said he returned to work from a Bahamas vacation Monday to find the ocean had practically followed him home. About 2 inches of water had seeped into the carpet and onto the furniture from the neighboring storefront, Rennie said. "I opened the door and smelled a horrible smell. My feet were actually squishing in the carpet from the amount of water that was in here," Rennie said. "All of that water seeped in over here and it was just a mess." Police are still trying to track down the woman who owned...
  • This Liberty Mutual Commercial Teaches the Wrong Policy

    09/01/2015 4:54:04 PM PDT · by Faith Presses On · 16 replies
    Car and Driver ^ | 12/12/14 | Don Klein
    What We See: This commercial isnít for a car, but itís about something you see in a lot of car ads these days: parallel parking without much driver input. We open on an unremarkable young woman talking to us from someplace in lower Manhattan. Over her shoulder we can see the Statue of Liberty, whichóand itís not by ďaccidentĒólooks a lot like the Liberty Mutual logo. The woman explains that although there are many things young people do well, parallel parking isnít one of them. She then gives two options: ďEither take the bus or get Liberty Mutual insurance,Ē because...
  • Questions about COBRA

    08/04/2015 9:56:29 AM PDT · by incredulous joe · 32 replies
    4 August, 2015 | Incredulous Joe
    Greetings Freeper Friends, I hope that someone might be able to help me out or guide me to a source where I might find answers. A few years back, at the height of the economic turmoil, I had to do something drastic; I changed my career of some 20-plus years from a graphic designer and art director to a nurse's aide. It was a big move down the economic ladder. I did this because of the lack of the stability in my field; I could no longer recruit new clients and, when I did work for folks, I could not...
  • More in Minnesota have health coverage but still can't afford to be sick

    07/27/2015 7:50:23 PM PDT · by TurboZamboni · 22 replies
    Star Tribune ^ | 7-26-15 | Glenn Howatt
    The number of Minnesotans struggling to pay their medical bills is rising sharply, despite an increase in the number of residents who have health insurance. In the past year, Minnesotaís main hospital and clinic groups filed nearly 9,000 lawsuits against people with large or long-standing medical debts ó a sharp increase since 2005, according to a Star Tribune analysis of court records. Once a leading cause of personal bankruptcy in the United States, medical debt was widely expected to decline as more Americans got health insurance following federal health reform. Instead, shifts in the insurance market are pushing more people...
  • Feds Seize Medical Records on 'Fishing Expedition' Investigations with No Subpoena from a Judge

    07/22/2015 6:35:10 PM PDT · by Whenifhow · 15 replies
    American Thinker ^ | July 20 2015 | Mark Fitzgibbons
    While focusing their resources and political energy on the NSAís mass collection of metadata, privacy advocates have neglected the most dangerous institutionalized violations of the Fourth Amendment: administrative subpoenas. Now a United States District Court judge in Texas has ruled for the Drug Enforcement Agency that an administrative subpoena may be used to search medical records. It was inevitable, given the march towards illegally nullifying the Fourth Amendment through use of these judge-less bureaucrat warrants authorized by Congress. Administrative subpoenas are issued unilaterally by government agencies -- meaning without approval by neutral judges -- and without probable cause stated under...
  • Population Health: The Insurance Cartelís Next Big Move in Dominating Medical Care

    07/22/2015 1:51:47 PM PDT · by Rona Badger · 3 replies
    The American Medical Money Machine ^ | July 22, 2015 | James R. Goldberg
    ďPopulation HealthĒ is an Orwellian extension of UnitedHealthís plan to profit at the expense of the real health of the people. In our opinion, the term Population Health is a blatant attempt, supported by Obamacare and the current administration, to unilaterally alter the way in which medicine is practiced in the United States. Population Health has been around for years but itís still being defined today. Tom Sullivan, Executive Editor of HIMSS Media gives some clues in his post, ďWhat exactly is Ďpopulation health,í anyway?Ē but confirms that ďwhat has become eminently clear is that defining population health depends on...
  • The Art and Riches of Value-Based Care: A Malevolent New Medical Pseudoscience

    07/17/2015 9:35:15 AM PDT · by Rona Badger · 14 replies
    The American Medical Money Machine ^ | July 17, 2015 | TAMMM Staff
    Chasing bigger profits, the insurance cartel has now come full circle to embrace pseudoscience wholeheartedly. From deep inside the inner workings of the giant insurance companies comes the very antithesis of fact-based statistics and research: Value-Based Care. Though the concept has been brewing for more than a decade, itís now hitting the mainstream as the darling for determining how medicine and money will be dispensed. This impressive sounding term essentially justifies the biggest rip-off of all time. Many doctors and physician assistants interviewed by TAMMM staff tell us they whiz through these forms, often putting blanket NOs for answers which...
  • ObamaCare's Mandate Penalty Tax Brings In 40% Less Than Expected

    07/17/2015 4:21:40 AM PDT · by IBD editorial writer · 8 replies
    Investor's Business Daily ^ | 07/16/2015 | John Merline
    The IRS reported this week that 6.6 million people paid the ObamaCare mandate penalty for not having insurance last year, which the administration says is 10% higher than they'd expected. This isn't exactly good news, given that the entire point of the mandate penalty tax is to encourage everyone to buy coverage. Even if it were, the number comes with two big caveats.
  • No more revolving door? Former head of Obamacare is now top insurance industry lobbyist

    07/16/2015 4:54:26 AM PDT · by IBD editorial writer · 6 replies
    Investor's Business Daily ^ | 07/15/2015 | John Merline
    Where do you go after you've overseen the massively botched launch of the still unfinished ObamaCare website and were caught wildly exaggerating the number of people enrolled in ObamaCare plans? Why, you get a job as head of the insurance industry's top trade group, of course. Welcome to the revolving door ó Washington, D.C., style.
  • For Churches That Wonít Perform Same-Sex Weddings, Insurance Begins to Look Iffy

    07/14/2015 12:54:11 PM PDT · by NRx · 23 replies
    NRO ^ | 07-08-2015 | David French
    In the aftermath of Obergefell v. Hodges, pastors and church members are experiencing a wave of anxiety over what many of them deem the ďnightmare scenarioĒ: lawsuits or government action designed to force them to perform or recognize same-sex marriages. While there are ó so far ó no meaningful judicial precedents that would permit such dramatic interference with churchesí core First Amendment rights, lawsuits challenging church liberties are inevitable. Indeed, the Iowa Civil Rights Commission has declared that prohibitions against discrimination on the basis of sexual orientation and gender identity ďsometimesĒ apply to churches and has stated that a ďchurch...
  • CHURCHES MAY BE LEFT ON THEIR OWN (INSURANCE)

    07/09/2015 2:59:44 PM PDT · by knarf · 23 replies
    national review ^ | July 9, 2015 | David French
    The general liability form does not provide any coverage for this type of situation, since there is no bodily injury, property damage, personal injury, or advertising injury. If a church is concerned about the possibility of a suit, we do offer Miscellaneous Legal Defense Coverage. This is not liability coverage, but rather expense reimbursement for defense costs. There is no coverage for any judgments against an insured.
  • Obamacare Guidelines: Insurance Must Cover ĎMammogram or Pap Smear for a Transgender Maní

    06/24/2015 10:18:05 AM PDT · by jazusamo · 55 replies
    CNSNews ^ | June 24, 2015 | Brittany M. Hughes
    (CNSNews.com) Ė The Department of Health and Human Servicesí most recent guidelines explaining the ďpreventive servicesĒ mandate under the Patient Protection and Affordable Care Actóor Obamacareósays health insurance plans must provide co-pay-free pap smears and mammograms to ďtransgender men.Ē As defined by the federal Office of Personnel Management: ďa person assigned the female sex at birth but who identifies as male is a transgender man.Ē The guidelines, written as a FAQ sheet, state: Q5: Can plans or issuers limit sex-specific recommended preventive services based on an individual's sex assigned at birth, gender identity or recorded gender? No. Whether a sex-specific...
  • Elephant Insurance to add 1,173 jobs at Henrico headquarters (Virginia)

    06/18/2015 4:51:09 AM PDT · by 2ndDivisionVet · 8 replies
    The Danville Register-Bee ^ | June 9, 2015 | Randy Hallman, The Richmond Times-Dispatch
    Elephant Auto Insurance will add 1,173 jobs at its Henrico County headquarters and will invest $2 million to expand the operation. Governor Terry McAuliffe announced the expansion today in Cardiff, United Kingdom, where he met with officials from Elephant's parent company, U.K.-based Admiral Group PLD. Elephant which had 365 employees at its headquarters in March, was already in a growth mode. In January the company moved from a 32,000-square-foot office on Eastshore Drive in the Innsbrook Corporate Center to a 54,000-square-foot site in the Deep Run I office building at 9950 Mayland Drive.
  • ObamaCare Can't Account for Almost $3 Billion In Subsidy Payments

    06/18/2015 2:59:51 AM PDT · by IBD editorial writer · 18 replies
    Investor's Business Daily ^ | 06/17/2015 | Staff
    Fiscal Responsibility: Now we learn that the Obama administration doesn't know whether billions in subsidies it paid out to insurers were appropriate. Yeah, this law is working just great.
  • Latest Obamacare Ad Features Woman Who Claims the ACA Saved Her Life. Thereís Just One IssueÖ

    06/05/2015 7:01:17 PM PDT · by lowbridge · 15 replies
    ijreview.com ^ | june 5, 2015 | kara pendleton
    In a new ad for the Affordable Care Act,†a woman named Julie Adams explains how the ACA saved her life: ďIíll always remember how affordable health care saved my life,Ē said Julie Adams. ďIf Congress tries to take that away, Iíll remember that, too.Ē The Community Catalyst Action Fundwrote†about the ad, saying that†ďAmericans have not had enough opportunity to hear personal stories like JulieísĒ and claiming that†Julie†was able to catch her†cancer early because of the ACA. It went†on to state that for 20 years before the enactment of the benefits of ACA she lived in fear getting sick and didnít...
  • House bill would require gun owners to have liability insurance

    05/29/2015 12:47:40 PM PDT · by 2ndDivisionVet · 58 replies
    The Hill ^ | May 29, 2015 | Lydia Wheeler
    (VIDEO-AT-LINK)House Democrat Rep. Carolyn Maloney (N.Y.) has introduced a bill that would require gun owners to carry liability insurance. The Firearm Risk Protection Act, unveiled Friday, would require gun buyers to have liability insurance coverage before being allowed to purchase a weapon, and would impose a fine of $10,000 if an owner is found not to have it. Service members and law enforcement officers, however, would be exempt from the requirement. ďWe require insurance to own a car, but no such requirement exists for guns," Maloney said in a statement. "The results are clear: car fatalities have declined by 25...