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Barclaycard Visa application but never applied/Vanity
Dave Widing

Posted on 05/28/2016 8:59:15 AM PDT by 4yearlurker

I recieved a complete your application form in the mail today for a Barclaycard Visa credit card. Never heard of them and never applied. They want a original utility bill with address to verify my address. The letter has no phone number,no Internet site,and no street address.Just a P.O. box in Delaware. Anybody ever hear of this company or had dealings with them?


TOPICS: Miscellaneous
KEYWORDS: banking; credit; scam; visa
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To: 4yearlurker
If you need or want a credit card, YOU figure out what you want from the card an initiate. Even if they solicit you. You can go to their site or call them and get whatever they are offering through the mail.

Barclay has a rep to be one of the harder cards to get. Oft, when people are figuring they'll get one offer, that is reserved for those with near excellent credit, then the company offers you a card with much less to offer.

Plenty of websites detailing the different cards, what they offer and level of credit required.

Do your own homework and choose the right card for YOU.
NOT just because someone sent you an app.

21 posted on 05/28/2016 9:14:04 AM PDT by mountn man (The Pleasure You Get From Life, Is Equal To The Attitude You Put Into It)
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To: Kozy

It’s possible he is in the process of becoming a victim of identity theft. Throwing it away and ignoring it is the last thing he wants to do.

He needs to contact the bank and find out what the heck is going on.

He should also pull a copy of his credit report to see if there is any other unexpected activity.


22 posted on 05/28/2016 9:14:10 AM PDT by Brookhaven (Hillary Clinton stood next to the coffin of an American soldier and lied to his parents' face)
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To: 4yearlurker

Freeze your credit. It’s easy and free from two of the three reporting agencies.

I have one credit card - a Visa. Enough!


23 posted on 05/28/2016 9:14:56 AM PDT by Original Lurker
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To: Buttons12
Yes the letter reads: "Barclay Visa with Apple Rewards."
24 posted on 05/28/2016 9:15:42 AM PDT by 4yearlurker (We have leaped off the cliff toward madness and we are still falling...)
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To: 4yearlurker

Barclay Bank is a legitimate company; I have a Barclay Visa card.

If you are not certain about this application, look at the fine print on it and the return address—these should tell you if the application came from Barclay’s or from some scammer. If you suspect identity theft, the sooner you find out, the better.

If you actually want to get one of their cards, they have a legitimate website and phone number that you can find and use to contact them.

The best thing is to shred the application. Sometimes, companies send a card with a number on it, my own personal application card. I cut those up (they will jam my shredder) and then throw the pieces away gradually, never putting them all in the same trash bag. I want to make sure the information on the card cannot be recreated.


25 posted on 05/28/2016 9:19:33 AM PDT by exDemMom (Current visual of the hole the US continues to dig itself into: http://www.usdebtclock.org/)
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To: exDemMom
I never applied or heard of Barclaycard. There is no fine print. Just a P.O. box in Delaware.
26 posted on 05/28/2016 9:26:14 AM PDT by 4yearlurker (We have leaped off the cliff toward madness and we are still falling...)
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To: 4yearlurker

I would not reply. Unless it includes a postage paid envelope. Then I would send it back full of blank paper.
I don’t reply to any financial offer that I receive.


27 posted on 05/28/2016 9:27:51 AM PDT by I want the USA back (The further a society drifts from the truth, the more it will hate those who speak it. Orwell.)
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To: 4yearlurker

I have one of their cards, which was offered to me through a hotel rewards program that I use a lot. It came with a much better interest rate than my old card, plus I get hotel points for using it. I’m very satisfied with them. Oth, as others have pointed out, the offer you received may not actually be from them.


28 posted on 05/28/2016 9:28:24 AM PDT by TexasBarak (I aim to misbehave!)
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To: Buttons12

Barclay’s Bank handles financing for Apple - I used their Visa credit card to get no interest financing for my IMac and again for my iPad. They also do other merchant branded credit cards for other companies such as L. L. Bean.


29 posted on 05/28/2016 9:29:46 AM PDT by reg45 (Barack 0bama: Implementing class warfare by having no class.)
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To: 4yearlurker

that bank is run by a prince in niger. for just a small sum to tide him over, he will gladly pay you a million dollars in 6 months


30 posted on 05/28/2016 9:32:22 AM PDT by JohnBrowdie (http://forum.stink-eye.net)
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To: 4yearlurker

I had a Barclay Bank/LLBean Visa and was just issued a Jet Blue Master Card through Barclay. They’re for real. American Express discontinued their Jet Blue Card and Barclay took over. I don’t use either one.


31 posted on 05/28/2016 9:37:21 AM PDT by surrey
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To: exDemMom

We have a Barclay card, but it’s a reward card affiliated with LLBean, and you get reward coupons toward buying LLBean clothes. It was really nice to have when the kids were little and we needed sturdy shoes and clothes for them.

If you really want a credit card, go online to one of those credit card comparison sites and you may get a better offer than this shady one you got in the mail.

Whatever you do, don’t send a utility bill. Don’t apply for that card.


32 posted on 05/28/2016 9:37:50 AM PDT by married21 ( As for me and my house, we will serve the Lord.)
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To: 4yearlurker
I appreciate all the responses. I don't fly and travel very little. I don't even have a cellphone or Iphone. If I buy on-line I always use gift cards this way I don't have to give bank account info. I never bought from Apple on-line or anywhere else.
33 posted on 05/28/2016 9:39:59 AM PDT by 4yearlurker (We have leaped off the cliff toward madness and we are still falling...)
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To: 4yearlurker

Postal fraud is a serious crime. I suspect they will disappear soon to avoid arrest.


34 posted on 05/28/2016 9:40:26 AM PDT by mountainlion (Live well for those that did not make it back.)
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To: 4yearlurker

They used to send actual credit cards. I think that was stopped by law. I wouldn’t apply for something sent to me. Go online if you wish to apply and find them.


35 posted on 05/28/2016 9:40:50 AM PDT by Gen.Blather
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To: 4yearlurker

You probably got it - the application - because you inquired about financing an Apple product. I have one but I only use it for Apple purchases because of the rules associated with the financing.


36 posted on 05/28/2016 9:41:47 AM PDT by reg45 (Barack 0bama: Implementing class warfare by having no class.)
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To: SkyDancer

I have one of their cards.

I would go online and find their credit card department, give them a ring and see if this is even legit of if this is a scam.


37 posted on 05/28/2016 9:42:06 AM PDT by Gamecock ( Do not be afraid of those who kill the body but cannot kill the soul...Matthew 10:28)
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To: 4yearlurker
and you simply didn't throw it away unopened because???
38 posted on 05/28/2016 9:42:15 AM PDT by Chode (Stand UP and Be Counted, or line up and be numbered - *DTOM* -w- NO Pity for the LAZY - Luke, 22:36)
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To: 4yearlurker

Yeah, I got a Home Depot credit and it’s issued by Barclays.

I also have a BarclaysUS savings account and they offer pretty good rates.


39 posted on 05/28/2016 9:42:23 AM PDT by CottonBall
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To: Gen.Blather

I received an actual credit card in the mail recently, with a $100,000.00 limit- all I had to do (supposedly) was call and activate it. I kept it around long enough to show my wife for a laugh, then watched as she gleefully destroyed it.


40 posted on 05/28/2016 9:46:44 AM PDT by TexasBarak (I aim to misbehave!)
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