[SoothingDave]

Say you buy a whole life policy at age 35, death benefit $100.000 after paying a premium of $1,300 for 20 years you have $35,400 cash value, you die at age 55, you would think your family would get 135,400 right? Wrong! Your family only gets face value $100.000 Where did that 35,400 go? In their pockets. If ya borrow it before your dead, they take it out of the face value and your family gets $64,600. Its sucks

That can't be right. When there are dividend payments on the whole life, they are used to buy more coverage. So the face value of $100,000 would increase. That's the way I understand it.

SD

[PayNoAttentionManBehindCurtain]

They have so many policys that do different things its hard to tell, but one thing for sure is, if you have anything else besides term ins, you are paying way too much to them and their scams, remember we are talking about ins co's.

BigMack