[malakhi]

Buying "life insurance" for future use is not a gamble either.

Sure it is. If I buy 1,000 bushels of wheat, and there is no drought, I can sell the wheat or use it myself. If I buy $500,000 term life, and I don't die, I have lost my "investment" entirely. I cannot get the money back, and the expired policy has no resale value. (Well, if you are famous you might be able to get a few bucks for your signature on eBay).

[SoothingDave]

Even if you bought 7 years' worth of wheat, you are risking on what happens in the future. Besides loss from vermin or spoilage, the conditions in the future that affect the price can make a lot of difference in the perceived wisdom of your purchase. If there is famine, you are a genius. If the market overflows and bottoms out, you are left holding a lot of a low priced commodity.

SD

[PayNoAttentionManBehindCurtain]

Ok, all the hair splitting aside, which one of you guys is gonna look your wife and kids in the face and tell them when I die and if I didn't invest well, your all on your own because I don't believe in gambling and insurance is a gamble?

Life insurance is a must for anyone with family and little personal wealth.

BigMack