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See what you are doing, Reggie? You are making Malakhi defend me again.

Now I need a shower. ;o)

And at one shower a week, that $.15 saved up and invested will be $1,487.24 after 30 years. ;o)

OK, enough.

I've gone back to near the beginning, and I can see where we diverged. In theory, anyway. Post 51673

SD: But that does not change in the least the argument that buying life insurance is indeed a gamble with a financial payoff. That was Doug's definition of a sin.

Doug: I don't believe I ever said that.

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I think the problem is that I was saying that Doug's definition was, as I have said many times that "a gamble with a financial payoff" is a sin (wrong).

I did not mean to imply, as it could be read, that "Doug's definition" included the first part of my sentence, that "life insurance is indeed a gamble." That was my judgment, and I recognize that others' may differ.

So I was asserting as "Doug's definition" only what he said, that any gamble for money is wrong.

I was stating that insurance met Doug's criteria, not that insurance was part of Doug's criteria.